Apolonio Rios Jr
Richmond
Summary
Detail-oriented finance manager with expertise in fostering lender relationships and driving customer satisfaction. Demonstrated success in negotiating favorable financing terms and mentoring teams for continuous improvement.
Overview
28
28
years of professional experience
Work History
Finance Manager
Knapp Chevrolet
Houston
06.2025 - 08.2025
- Oversaw daily financial operations for dealership transactions and reconciliations.
- Monitored cash flow to maintain adequate liquidity levels.
- Established relationships with banking partners to secure favorable financing terms.
- Managed financial transactions for general funds and contracts, minimizing cash flow challenges.
- Approved applications for financing and closed sales contracts while ensuring compliance with state laws.
- Promoted finance products to enhance penetration among customers and the sales force.
- Negotiated terms with banks and financial institutions to optimize financing arrangements.
Finance Manager
Tommie Vaughn Motors
Houston
05.2018 - 05.2025
- Managed daily financial operations for dealership transactions and reconciliations.
- Communicated financial information effectively to non-financial staff members.
- Monitored cash flow to ensure sufficient liquidity.
- Established relationships with banking partners to secure favorable terms on financing arrangements.
- Managed financial transactions involving general funds and contracts to reduce cashflow challenges.
- Approved and qualified applications for financing, closed sales contracts and cross-sold insurance products while complying with state laws.
- Promoted finance products to customers and sales force to increase penetration.
- Strategized on fund procurement through banks and other financial institutions.
- Negotiated terms with banks and other financial institutions to secure financing and optimize terms.
Finance Manager
Ron Carter Dealerships
Alvin
07.1997 - 02.2018
- Communicated financial information effectively to non-financial staff members.
- Approved and qualified applications for financing, closed sales contracts and cross-sold insurance products while complying with state laws.
- Promoted finance products to customers and sales force to increase penetration.
- Supervised and mentored finance team members, fostering a culture of continuous improvement.
Education
High School Diploma -
Dickinson High School
Dickinson, TX06-1982
Skills
- Attention to detail
- Continuous improvement
- Relationship management
- Customer satisfaction
- Deal structuring
- Electronic contracting
- Lender relations
- Mentoring and training
- Software proficiency
References
References available upon request.
Timeline
Finance Manager
Knapp Chevrolet
06.2025 - 08.2025
Finance Manager
Tommie Vaughn Motors
05.2018 - 05.2025
Finance Manager
Ron Carter Dealerships
07.1997 - 02.2018
High School Diploma -
Dickinson High School