Summary
Overview
Work History
Skills
Certification
Timeline
Generic

April Beard

Overland Park,KS

Summary

Detail-oriented professional with over 20 years of banking experience. Expertise in regulatory compliance and operational frameworks. Proven ability to design training programs that enhance team performance and ensure adherence to standards.

Overview

1
1
Certification
28
28
years of professional experience

Work History

APS Default & Account Recovery Manager

Arvest Bank Operations
Overland Park, KS
04.2019 - 04.2026
  • Designed operational frameworks and assisted in launching a collections department aimed at optimizing debt consolidation efforts for a nationwide product.
  • Established comprehensive compliance frameworks for servicing and collections of APS-specific nationwide product and charged-off DDA department.
  • Designed and implemented collector training program to enhance team performance.
  • Collaborated with quality assurance team to monitor adherence to regulatory standards within servicing and collection departments.
  • Analyzed loan portfolio bi-monthly to identify charge-off candidates, and communicated results to executive leadership.
  • Directed operations of APS product and charged-off DDA collection departments to resolve disputes, research escalated complaints, and negotiate payment arrangements, ensuring loan recovery and full payment of charged-off DDAs.

Credit Review Analyst

Arvest Bank Operations
Overland Park, KS
07.2017 - 04.2019
  • Formulated a cohesive set of underwriting guidelines to enhance operational efficiency and risk assessment.
  • Created comprehensive quality assurance framework utilized for systematic monthly underwriting assessments.
  • Delivered comprehensive training sessions to enhance understanding of policy procedures and underwriting practices.
  • Engaged in the systematic drafting and revision of policies and procedures, ensuring alignment with regulatory requirements and organizational standards.
  • Facilitated data collection and risk assessment processes to enhance decision-making capabilities.

Loan Advisor

Arvest Bank Operations
Overland Park, KS
03.2017 - 07.2017
  • Analyzed creditworthiness of applicants and determined loan eligibility while maintaining strict compliance with established credit policies and regulations.

Dealer Relationship Manager/Loan Officer II

Crescent Bank
Kansas City, MO
03.2014 - 02.2017
  • Cultivated strong relationships with dealer partners, enhancing collaboration and trust.
  • Evaluated loan applications and assessed eligibility for indirect auto loans while ensuring adherence to internal policies and regulatory standards.
  • Coordinated efforts with loan assistants and funding personnel to accelerate funding turnaround timelines.
  • Supported operational efficiency by implementing updated underwriting and funding procedures for Kansas and Missouri loans.

Loan Officer

Commerce Bank
Kansas City, MO
08.2012 - 03.2014
  • Evaluated loan applications to determine creditworthiness and compliance with lending policies.

Loan Officer

Chase Bank
Overland Park, KS
12.2004 - 08.2012
  • Evaluated loan applications to determine creditworthiness and compliance with lending policies.

Skills

  • Regulatory Compliance
  • Compliance
  • Operational frameworks
  • Portfolio Analysis
  • Compliance
  • Performance appraisals
  • Staff management
  • Analytical Problem Solving
  • Critical Thinking
  • Attention to detail
  • Relationship Management

Certification

  • KU Leadership Certificate

Timeline

APS Default & Account Recovery Manager

Arvest Bank Operations
04.2019 - 04.2026

Credit Review Analyst

Arvest Bank Operations
07.2017 - 04.2019

Loan Advisor

Arvest Bank Operations
03.2017 - 07.2017

Dealer Relationship Manager/Loan Officer II

Crescent Bank
03.2014 - 02.2017

Loan Officer

Commerce Bank
08.2012 - 03.2014

Loan Officer

Chase Bank
12.2004 - 08.2012

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April Beard