April Heard
Fairburn,GA
Summary
A skillful and dedicated mortgage professional with 15+ years of experience in the mortgage industry. Exceling in resolving employer challenges with innovative solutions. Offering advanced computer skills in MS Office Suite and other application and data entry systems.
A detail-oriented and methodical Closer successful in assembling closing documentation for both retail and wholesale loans. Working quickly and accurately to meet strict standards, clear issues and prepare document packages. Handle industry-funded and government-backed loans with skill and efficiency.
A well-versed in loan closing processes and documentation requirements. Keeping paperwork organized for smooth closings allowed the ability to maintain full calendar of closings and easily handle more than 60-70 per month.
Overview
15
15
years of professional experience
Work History
Closer
First Community Mortgage
Murfreesboro, TN
01.2020 - 05.2022
- Reviewed final documentation and mortgage closing packages and approving HUD1s for retail and wholesale loans.
- Worked in conjunction with loan officers, processors, and underwriters to coordinate resolution of all closing-related investor suspense issues.
- Generated closing packages, ensure their proper execution post-close, and confirm that all conditions have been met prior to granting funding authorization.
- Review loans for compliance and data integrity
- Ensured close date and times are met
Mortgage Post Closing Auditor
Silverton Mortgage
Atlanta, GA
01.2019 - 01.2020
- Reviewed closed loan files for errors and omissions
- Resolved issues with appropriate parties
- Prepared loan files for investors
- Requested any needed conditions to clear investor conditions
- Ensured accuracy of each loan
- Carried out day-to-day duties accurately and efficiently
Mortgage Closer/Funder
Citadel Servicing
Dunwoody, GA
01.2019 - 01.2019
- Balanced settlement statements with closing disclosure for accurate figures.
- Worked with loan officers, processors, and underwriters to correct and update loan files
- Responsible for completing data entry and updating loan fields
- Responsible for setting up and requesting wires
- Reviewed final documentation and mortgage closing packages and approving HUD1s for retail and wholesale loans.
Mortgage Loan Closer
Homebridge Financial
Peachtree City, GA
2017 - 2019
- Reviewed mortgage documents for accuracy, which included title abstract and insurance forms.
- Prepared all paperwork for loan package and arranged final closing meeting.
- Communicated closely with inter-company staff members to promote quick and effective loan workflow.
- Worked with underwriters to fix application problems and resolve issues.
- Reviewed loan files and updated to match current standards.
- Pleasantly answered questions from customers, typically returning emails and/or calls within 1 hour.
Education
Bachelor of Administrative Studies - Human Resources Management
Grantham University
Lenexa, KSSkills
- Microsoft Word/PowerPoint/Excel
- Title Abstracts
- Closing Documentation
- Insurance Forms
- Lending Software Systems/Encompass/Doc Magic
- Government Lending
- Mortgage Closing Scheduling
- Bank Secrecy Act
- Mortgage Broker Collaboration
- Regulatory Compliance Documentation
- Closing Costs Calculation
- Principal, Interest and Payment Calculation
- Calculations Error Correction
Timeline
Closer
First Community Mortgage
01.2020 - 05.2022
Mortgage Post Closing Auditor
Silverton Mortgage
01.2019 - 01.2020
Mortgage Closer/Funder
Citadel Servicing
01.2019 - 01.2019
Mortgage Loan Closer
Homebridge Financial
2017 - 2019
Bachelor of Administrative Studies - Human Resources Management
Grantham University
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