Hi, I’m
ARDRAE MONTGOMERY
Mortgage Processor
Aubrey,TX
Overview
15
years of professional experience
Work History
Homeside Financial LLCNEW ALBANY, OH
NEW CONSTRUCTION PROCESSOR
06.2021 - 06.2022
Job overview
- Prepared documents for underwriting by verifying client income, credit reports and other information.
- Processed loans within various departments to achieve timely, accurate and fair proceedings.
- Created spreadsheets using Microsoft Excel for daily, weekly and monthly reporting
- Resolved problems, improved operations and provided exceptional service
Planet Home LendingIrving, TX
LOAN PROCESSOR
11.2019 - 06.2021
Job overview
- Set up and completed loan submission packages.
- Reviewed financial statements and contacted institutions and customers to clarify details.
- Handled any conditions sent from underwriting departments.
- Provided quick turnaround times to maintain fast-past schedule.
CapWest MortgageOverland Park, KS
LOAN PROCESSOR
04.2018 - 10.2019
Job overview
- Requested, analyzed, and processed required documentation from borrower(s), credit bureaus, employers, and various creditors to verify financial information and credit standings
- Worked with customers in person and via telephone to answer questions, process transactions and resolve issues.
- Worked with borrower(s), loan officer, and 3rd party vendor to ensure all underwriting conditions were fulfilled for final approval.
- Reviewed financial statements and contacted institutions and customers to clarify details.
Mortgage Lenders Of AmericaOverland Park, KS
MORTGAGE LOAN OFFICER
11.2016 - 03.2018
Job overview
- Worked with underwriters to fix application problems and resolve issues.
- Explained different types of loans pertaining to client situations.
- Fielded customer complaints and provided solutions.
- Reviewed loan files and updated to match current standards.
Nationstar Mortgage DBA Mr. CooperIrving, TX
MORTGAGE PROFESSIONAL
04.2014 - 09.2016
Job overview
- Explained different types of loans pertaining to client situations.
- Oversaw scheduling of timely loan closing to satisfy home builder and borrower needs.
- Implemented sales strategies that established relationships with realtors and CPAs.
- Obtained copies of applicants' credit histories and reviewed paperwork to determine feasibility of granting loans.
Education
Southeast High SchoolKansas City, MO
High School Diploma
05.1992
Summary
Manages high-volume loan documentation in dynamic environment with high production, approval and customer relations targets. Expertise includes reviewing and validation personal, employment and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Skills
Government and Conventional Lending Guidelines
Pipeline Management
Financial Statements
Attention to Detail
Loan Closing
Credit Reports
Creditworthiness Determination
Employment Verification
Customer Service
Property Evaluation
Teamwork and Collaboration
Regulatory Compliance
Excellent Communication
MS Office
Timeline
NEW CONSTRUCTION PROCESSOR
Homeside Financial LLC
06.2021 - 06.2022
LOAN PROCESSOR
Planet Home Lending
11.2019 - 06.2021
LOAN PROCESSOR
CapWest Mortgage
04.2018 - 10.2019
MORTGAGE LOAN OFFICER
Mortgage Lenders Of America
11.2016 - 03.2018
MORTGAGE PROFESSIONAL
Nationstar Mortgage DBA Mr. Cooper
04.2014 - 09.2016
Southeast High School
High School Diploma
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