ARETHA GLENN
Senior Mortgage Underwriter
Columbus,OH
Summary
Dedicated and skilled mortgage underwriter; passionate about positively impacting programs and helping participants by providing expert support. Familiar with various koan programs and products and always looking for ways to improve operations and personalize assistance. Well-organized and resourceful with detail-oriented and conscientious approach.
Overview
11
11
years of professional experience
Work History
HOME LENDING ADVOCATE
HUNTINGTON NATIONAL BANK
04.2019 - 12.2020
- Providing superior service between clients, mortgage consultants, title, closing department and underwriting to ensure prompt and seamless closing while maintaining a 50% or higher monthly pipeline pull through
- Worked with underwriting and mortgage consultant assisting in retaining deals and restructuring of loans to minimize cancellation and fall out
- Assistance for retail and mortgage direct creating new products and bank guidelines for underserved and underbanked areas across banking footprint.
- Resolved problems, improved operations and provided exceptional service.
- Demonstrated leadership skills in managing projects from concept to completion.
Senior Mortgage Underwriter
First Community Mortgage
Murfreesboro, TN
12.2020 - Current
- Supported system administrators for loan origination software by maintaining loan product definitions and specifications.
- Maintained knowledge of current economic trends affecting the real estate market.
- Evaluated mortgage loan risk based on sound underwriting decisions.
- Reviewed client documentation and contracts for discrepancies and mistakes.
- Collaborated with loan originators and processors to correctly review and assess applications and risks.
- Stayed abreast of lending regulations, industry trends and market rates.
- Assessed financial information to determine borrower's making of future payments.
- Identified areas where additional training was needed among junior underwriters and provided guidance accordingly.
- Requested additional information and documents from borrower to help determine loan risk
- Performed quality control review of completed loans prior to funding approval.
- Assisted other departments with questions regarding underwriting guidelines or procedures.
- Made careful determinations based on skilled analyses of submitted documentation covering credit histories, employment records, and current financial status.
FULLFILLMENT CREDIT ANALYST
HUNTINGTON NATIONAL BANK
11.2016 - 04.2019
- Reviewed credit reports, income statements, leasing agreements and purchasing agreements, enabling sound loan decisions to be made
- Developed and maintained relationships with new and existing clients, leading to repeat and referral business
- Assessment of loans based on company and investor criteria, making solid loan decisions
- Clearing underwriting conditions for title commitment and insurance for loan approval
- Applying additional conditions upon initial and final review.
SENIOR MORTGAGE PROCESSOR
HUNTINGTON NATIONAL BANK
01.2013 - 11.2016
- Processed mortgage loan applications for FHA, VA, Fannie and Freddie conventional products
- Full documented and streamline refinances
- Gathered documents for loan approval and ensuring salability for investors
- Facilitated the process to clear loan conditions and submission for final loan approval while ensuring a less than 30 day turn time and pipeline size of 40-50 loans
- Highly skilled in data analysis, management & daily reporting to comply with service level agreements.
Education
BUSINESS ECONOMICS -
TUI UNIVERSITY
02.2010
BUSINESS ADMINISTRATION -
OHIO DOMINICAN UNIVERSITY
09.2005
Skills
- Extremely dependable
- Self-motivated
- Ability to train and assist team members
- High organization skills
- Effective communication
- Policy Development
- Training Delivery
- Research Proficiency
- Legal Research
- Document Review
- Analytical Reasoning
- Discovery and Document Review
Timeline
Senior Mortgage Underwriter
First Community Mortgage
12.2020 - Current
HOME LENDING ADVOCATE
HUNTINGTON NATIONAL BANK
04.2019 - 12.2020
FULLFILLMENT CREDIT ANALYST
HUNTINGTON NATIONAL BANK
11.2016 - 04.2019
SENIOR MORTGAGE PROCESSOR
HUNTINGTON NATIONAL BANK
01.2013 - 11.2016
BUSINESS ECONOMICS -
TUI UNIVERSITY
BUSINESS ADMINISTRATION -
OHIO DOMINICAN UNIVERSITY