ARTURO LINCE
Miami,USA
Summary
Skilled financial compliance analyst with expertise in regulatory requirements and risk management. Proficient in analyzing complex data and identifying suspicious activities to ensure anti-money laundering compliance. Recognized for effective collaboration and adaptability, consistently delivering reliable results in dynamic environments. Proficient in financial analysis, transaction monitoring, and regulatory reporting.
Overview
12
12
years of professional experience
1
1
Certification
Work History
BSA Analyst II (Monitoring Unit)
Amerant
06.2022 - Current
- To perform account monitoring and testing of all accounts in the automated monitoring system, AssistCheck
- To forward officers all request for information on accounts requiring additional information related to BSA monitoring and follow-up on BSA pending responses
- Interact with all officers and/or department heads regarding exceptions detected in the reports generated by AssistCheck
- Forward investigation referrals on alerts to the Investigation Unit as necessary
- Assist the Investigation Unit with any questions regarding the alerts forwarded for further review
BSA Analyst – Correspondent Banking Project
AML RightSource LLC
10.2021 - 06.2022
- Complete analysis of transactional information to identify risks, trends, and potential suspicious activity related to money laundering, terrorist financing, and other criminal activities
- Additionally, composed Suspicious Activity Reports in order to report activity that was deemed illicit
- Conducted investigations on both foreign and domestic individuals/entities by reviewing various transactions, such as checks, ACHs, wires, etc
- Interact with all officers and/or department heads regarding exceptions detected in the reports
BSA Senior Analyst
Seacoast National Bank
02.2019 - 08.2021
- Complete analysis of transactional information to identify risks, trends, and potential suspicious activity related to money laundering, terrorist financing, and other criminal activities
- Additionally, composed Suspicious Activity Reports in order to report activity that was deemed illicit
- Conducted investigations on both foreign and domestic individuals/entities by reviewing various transactions, such as checks, ACHs, wires, etc
- Interact with all officers and/or department heads regarding exceptions detected in the reports generated by PRIME
- Complete SAR narrative/form accordingly
- Review supporting documentation such as invoices, contracts, bill of lading, to verify the legitimacy of the of specific transactions
BSA High Risk Customer Investigator
Amerant Bank
08.2018 - 02.2019
- Investigate customers, who present the greatest risk to the bank based online of business, aggregate amount of funds flowing through the account, geographic location, and other factors
- Complete analysis of transactional information to identify risks, trends, and potential suspicious activity related to money laundering, terrorist financing, and other criminal activities
- Additionally, composed Suspicious Activity Reports in order to report activity that was deemed illicit
- Conducted investigations on both foreign and domestic individuals/entities by reviewing various transactions, such as checks, ACHs, wires, etc
- Review supporting documentation such as invoices, contracts, bill of lading, to verify the legitimacy of the of specific transactions
BSA Analyst II (Monitoring Unit)
Mercantil Bank
06.2015 - 08.2018
- To perform account monitoring and testing of all accounts in the automated monitoring system, AssistCheck
- To forward officers all request for information on accounts requiring additional information related to BSA monitoring and follow-up on BSA pending responses
- Interact with all officers and/or department heads regarding exceptions detected in the reports generated by AssistCheck
- Forward investigation referrals on alerts to the Investigation Unit as necessary
- Assist the Investigation Unit with any questions regarding the alerts forwarded for further review
BSA Analyst (Monitoring Unit)
Total Bank
07.2013 - 06.2015
- To perform account monitoring and testing of all accounts in the automated monitoring system, ECS System
- To forward officers all request for information on accounts requiring additional information related to BSA monitoring and follow-up on BSA pending responses
- Interact with all officers and/or department heads regarding exceptions detected in the reports generated by the ECS System
- Forward investigation referrals on exceptions and/or flags to the investigation unit as necessary
- Obtain copies of any items necessary to assist with any related BSA monitoring of accounts
- Assist the investigation unit with any questions regarding the exceptions and/or flags forwarded for further review
- Assist the BSA Officer and BSA Manager in BSA-related projects/initiatives that may be assigned from time to time
Analyst
BSA Strategies
04.2013 - 07.2013
- Responsible for account profiling system, Actimize
- Update Excel spreadsheets daily
- Scanning of important documentation after Actimize requirements were fulfilled
- Assisted management with overseeing personnel and systems during management’s absence
- Responsible for keeping track and distributing relationships accordingly
Education
Juris Masters - Banking Compliance
Florida International University
01.2017
Double major - International Business, Marketing
Florida Atlantic University
01.2012
High School -
Christopher Columbus High School
01.2008
Skills
- Microsoft Office
- Automated account monitoring systems
- Problem-solving
- Teamwork and collaboration
- Attention to detail
- Problem-solving abilities
- Reliability
- Excellent communication
- Critical thinking
- Adaptability and flexibility
- Interpersonal skills
- Professionalism
- Data analysis
Certification
AMLCA Certification (FIBA)
Languages
English
Native or Bilingual
Spanish
Native or Bilingual
Timeline
BSA Analyst II (Monitoring Unit)
Amerant
06.2022 - Current
BSA Analyst – Correspondent Banking Project
AML RightSource LLC
10.2021 - 06.2022
BSA Senior Analyst
Seacoast National Bank
02.2019 - 08.2021
BSA High Risk Customer Investigator
Amerant Bank
08.2018 - 02.2019
BSA Analyst II (Monitoring Unit)
Mercantil Bank
06.2015 - 08.2018
BSA Analyst (Monitoring Unit)
Total Bank
07.2013 - 06.2015
Analyst
BSA Strategies
04.2013 - 07.2013
High School -
Christopher Columbus High School
Juris Masters - Banking Compliance
Florida International University
Double major - International Business, Marketing
Florida Atlantic University