ASHLEY MONTEMAYOR
Mortgage Branch Manger
McAllen,TX
Summary
Dedicated and results-oriented professional seeking a challenging role with a stable and dynamic company poised for growth. Bringing 8 years of extensive experience in financial services, with a proven track record as a Branch Manager. Proficient in all aspects of branch management, adept at promoting and marketing branch products, and skilled in strategic allocation of funds. Possessing a strong understanding of banking regulations, I am committed to ensuring compliance while fostering a friendly and sales-driven environment. Passionate about promoting and maximizing sales opportunities to drive overall success.
Overview
9
9
years of professional experience
Work History
MORTGAGE BRANCH MANAGER
SouthWest Funding LP
12.2021 - Current
- Enhanced customer retention and expanded client base through strategic relationship management and referral programs, driving branch growth.
- Effectively supervised processors and loan officers to ensure seamless operations and maintain high-quality service standards.
- Demonstrated proficiency in overseeing day-to-day branch operations, optimizing efficiency and productivity
- Administered payroll responsibilities for a team of 1-5 employees with precision and accuracy.
DE UNDERWRITER/ LOAN ORIGINATOR
Lone Star National Bank
02.2020 - 12.2021
- Reviewed assets, income, and debts to evaluate client financial status and assess liability risk accurately.
- Collected comprehensive data including credit reports to pre-qualify clients, furnishing essential pricing details promptly.
- Conducted thorough analysis of applicants' financial standing, credit profiles, and property evaluations to ascertain loan feasibility.
- Proficient in processing various loan types including Conventional, FHA, VA, USDA, and Jumbo loans.
- Utilized Encompass system to efficiently evaluate loan applications, meticulously scrutinizing income documentation to recommend optimal programs for clients.
LICENSED LOAN ORIGINATOR
Cabrales Mortgage - Edinburg, TX
10.2019 - 02.2020
- Ensured swift application approval turnaround times, maintaining a high-paced schedule while consistently delivering satisfactory results.
- Efficiently managed loan files, meticulously updated databases, and facilitated smooth communication with stakeholders through general correspondence.
- Engaged clients in meaningful discussions regarding their loan needs and financial histories, offering clear guidance on application processes and requirements.
LICENSED LOAN ORIGINATOR ASSISTANT
Cornerstone Home Lending - Edinburg, TX
11.2016 - 10.2019
- Provided support to loan officer and underwriter teams, ensuring the prompt, prudent, and precise processing of loans.
- Demonstrated adept organizational skills in managing loan files, updating databases, preparing general correspondence, and effectively communicating with stakeholders.
- Utilized Loan Soft System to manage weekly pipeline reports, ensuring timely closure of files, and facilitated bond registration processes such as TSHAC/TDHCA.
- Assisted potential customers by offering guidance and ensuring the accuracy of documents throughout the loan application process, including disclosure checks and income reviews.
- Coordinated meetings and efficiently handled administrative tasks, including pulling loan applications and preparing files in the internal system.
MORTGAGE LOAN PROCESSOR
International Bank
08.2015 - 11.2016
- Reviewed collected financial documents to ensure alignment with underwriter requirements for acceptance.
- Conducted thorough analysis of credit reports to provide comprehensive insights to the underwriting process.
- Managed pipeline calls efficiently, including preparing potential loan files for underwriting, arranging loan disclosures, and ensuring compliance with regulatory requirements.
- Implemented a monthly audit 'sweep' to ensure loan files remained compliant, coordinating the retrieval of necessary documents such as transcripts, verifications, surveys, titles, and appraisals.
Education
In Progress -
The University of Texas Rio Grande Valley
Edinburg, TX 05.2001 -
Skills
Loan File Review
undefinedTimeline
MORTGAGE BRANCH MANAGER
SouthWest Funding LP
12.2021 - Current
DE UNDERWRITER/ LOAN ORIGINATOR
Lone Star National Bank
02.2020 - 12.2021
LICENSED LOAN ORIGINATOR
Cabrales Mortgage - Edinburg, TX
10.2019 - 02.2020
LICENSED LOAN ORIGINATOR ASSISTANT
Cornerstone Home Lending - Edinburg, TX
11.2016 - 10.2019
MORTGAGE LOAN PROCESSOR
International Bank
08.2015 - 11.2016
In Progress -
The University of Texas Rio Grande Valley
05.2001 -
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