Summary
Overview
Work History
Education
Skills
Timeline
Generic

Ashley Worthington

Connecticut,CT

Summary

Diligent Professional with 13+ years and a solid background in resolving title issues and clearing title defects. Successfully navigated complex property transactions, ensuring accuracy and compliance with legal standards. Demonstrated expertise in title searches and curative processes, showcasing strong analytical and problem-solving skills.

Overview

11
11
years of professional experience

Work History

Title Curative Specialist

Essent Title
10.2024 - 02.2025
  • Improved title defect resolution rates by thoroughly reviewing and analyzing property records.
  • Continuously updated all parties in the transaction
  • Reached SLA's within a strict deadline
  • Collaborated with escrow officers, underwriters, and attorneys to ensure accurate title reports for clients.
  • Resolved complex title issues by conducting in-depth legal research and consulting with subject matter experts.

Credit Analyst

City Personnel
01.2024 - 05.2024
  • Manage a daily report for updating of information prior to release ofinal credit report to customer
  • Thoroughly and timely update all credit reports scheduled for revision
  • Compile by interview and related resources all necessary information to write a New Report
  • Using an Excel worksheet, spread Financial Statements to assist in determining current credit rating and assess the capital base of a firm
  • Maintain strong knowledge of JBT's rating system, products/services, policies & procedures
  • Prospect industry suppliers for membership with JBT

Verification Specialist

Robert Half
08.2023 - 10.2023
  • Handled individual applications for eligibility, ensuring all required data is collected and accurate
  • Key role in application processing, averaging 15 applications daily utilizing SmartSheet and additional proprietary software
  • Maintained record of granted funds and their distributions for a project worth $40 million
  • Facilitated over $1.2 million in grants helping small, minority owned businesses
  • Successfully contributed to the project completion six weeks ahead of deadline and under budget, demonstrating strong project management skills
  • Worked diligently to track, follow up, and recover missing data from applications
  • Demonstrated capability to work under pressure and on a tight deadline

Vendor Compliance Specialist

Eastern Bank
11.2022 - 02.2023
  • Ensured accurate completion of the legal documents prepared by closing attorney post-closing to within full compliance with TRID and regulatory requirements
  • Verified accuracy of all documents within specific investor requirements so to receive appropriate investor funding for all sold loans
  • Generated Investor Funding and ensures all allotted money is credited and debited to the right General
  • Followed up on all outstanding items with investors and/or attorneys in a timely fashion ensuring all discrepancies are cleared within required timeframes as mandated by investor and government regulations/requirements
  • Provided feedback to management regarding findings from audits performed

Senior Purchase Escrow Specialist

Amrock Title
01.2022 - 09.2022
  • Prepared closing disclosure forms according to federal regulations
  • Assisted agents in preparing listing agreements, purchase agreements and other related documents
  • Communicated effectively with clients regarding progress on their real estate transactions
  • Developed and implemented efficient procedures for real estate transactions, including contracts, escrow, title documents and closing statements
  • Verified accuracy of titles by researching public records at county offices
  • Reviewed and finalized closing documents, including deeds, mortgages, affidavits and title insurance policies

Senior Title Clearance Analyst

Amrock Title
01.2020 - 01.2022
  • Examination of complex title/vesting (ownership) issues which may affect insurability
  • Review title commitments in regards to title defects, and obtain appropriate curative documentation in accordance with corporate underwriting guidelines
  • Utilized multiple resources to research title issues such as online websites, government offices and financial institutions
  • Scanned individual titles to determine restrictions such as delinquent taxes
  • Order payoffs, Letter of Indemnities and subordinations
  • Monitoring of work queues and follow up of documentation
  • Obtaining mortgage payoff statements from various lenders
  • Conducted research using online databases such as LexisNexis to verify ownership information
  • Resolved complex title issues by researching historical records and consulting legal counsel when needed

Loan Closer

Solidifi
06.2019 - 01.2020
  • Preparing and reviewing loan closing packages and paperwork
  • Ensuring the accuracy and completeness of all required documents
  • Managing and resolving any concerns, problems, and documentation issues
  • Acting as an intermediary between all parties involved in mortgage loan transactions
  • Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs

Paralegal

Mosca and Volpe
03.2018 - 06.2019
  • Liaison between attorneys, clients, loan officers, closing agents, sales brokers, title insurance companies, during the due diligence process
  • Prepared HUD-1 settlement statements and Closing disclosures for closings
  • Analyzed title reports, title exceptions, boundary line adjustments and plats, and recommended revisions as necessary
  • Reviewed findings from examiner and resolved any title issues such as Matured mortgages, Federal Tax Liens, State Tax Liens, Condo liens, UCC Liens etc
  • Maintained constant communication with all parties involved throughout entire process
  • Responsible for handling real estate closing transactions, ordered and reviewed title commitments, responsible for scheduling closing
  • Responsible for clearing title issues prior to closings
  • Reviewed and finalized closing documents, including deeds, mortgages, affidavits and title insurance policies
  • Managed files for multiple transactions simultaneously while meeting deadlines
  • Drafted and prepared legal documents such as contracts, leases, purchase agreements and settlement statements

Education

Bachelors of Science -

Southern New Hampshire University
01-2027

Skills

  • Finance
  • Legal
  • Administrative or Clerical
  • Insurance
  • Real estate transactions
  • Title insurance proficiency

Timeline

Title Curative Specialist

Essent Title
10.2024 - 02.2025

Credit Analyst

City Personnel
01.2024 - 05.2024

Verification Specialist

Robert Half
08.2023 - 10.2023

Vendor Compliance Specialist

Eastern Bank
11.2022 - 02.2023

Senior Purchase Escrow Specialist

Amrock Title
01.2022 - 09.2022

Senior Title Clearance Analyst

Amrock Title
01.2020 - 01.2022

Loan Closer

Solidifi
06.2019 - 01.2020

Paralegal

Mosca and Volpe
03.2018 - 06.2019

Bachelors of Science -

Southern New Hampshire University
Ashley Worthington