Azeem Khan Mohammed
Doha
Summary
Analytical Risk Analyst with background in identifying, assessing, and mitigating potential risks within financial sectors. Strengths include strategic planning, data interpretation, and risk forecasting, as well as expertise in regulatory compliance. In previous roles, contributed significantly to reducing operational risks by developing comprehensive risk management strategies. Skilled in using advanced risk assessment tools and software to support sound decision making.
Overview
20
20
years of professional experience
Work History
Card Risk Analyst
QNB - Qatar National Bank
Doha
09.2022 - Current
- Analyzed risk factors to enhance financial stability and compliance frameworks.
- Collaborated with teams to identify potential risks in banking operations.
- Developed risk assessment reports for senior management review and strategy planning.
- Implemented risk mitigation strategies aligning with regulatory requirements and best practices.
- Monitored market trends to adapt risk management policies effectively.
- Reviewed internal controls to ensure effective risk management practices were in place.
- Collaborated with various departments within the organization to ensure effective implementation of risk mitigation strategies.
- Investigated suspicious transactions as part of fraud prevention efforts.
- Maintained databases containing information about current and past risks.
- Supported development and implementation of proactive approaches to address risk, fraud and collection needs.
- Tracked emerging trends in the industry related to potential risks.
Business Development Officer
Omni Business Solutions LLC
Doha
01.2020 - 07.2022
- Actively seek out new sales opportunities through cold calling, networking, and social media
- Conduct market research to identify selling possibilities and evaluate customer needs
- Establish, develop & maintain positive business relationships with customers.
- Set up meetings with potential clients and listen to their requirements & needs.
- Prepare and deliver appropriate presentations on the provided services.
- Negotiate/close deals and handle complaints or objections.
- Ensure that all customer accounts are handled within the requirements and to the standards set and resolves escalated concerns to reach client satisfaction while taking preventive actions.
- Participate on behalf of the company in exhibitions or conferences.
- Identify services improvements by remaining current on industry trends, market activities, and competitors.
- Aim to achieve monthly or annual targets.
Sr Relationship Officer - Credit Cards, AL & PL
ABU DHABI COMMERCIAL BANK (ADCB)
Abu Dhabi
10.2018 - 04.2019
- To cross-sell ADCB products (Personal finance, Auto finance & Credit cards)
- Maintaining strong relationships with automobile showrooms and hub administrators to get new business
- Build trust by understanding the unique needs of our customers and offering the best solutions to meet those needs
- Maintaining strong relationship with Rent A Car, Transport & Other companies
- To make high quality comprehensively informative Call and Visit memos.
- Adhere to all operational policies put out by the ADCB as well as market specific objectives.
- Ensure that all opening and closing procedures are followed as per the bank policy.
- Planning and Implementation of strategic sales plan.
- Create a very positive sales/buying experience for the customer.
- Responsible for maintaining client product knowledge in order to foster excellent client - ADCB relationship.
- Abu Dhabi, UAE
Senior Sales Advisor - SME, Auto Finance
DUBAI ISLAMIC BANK
09.2012 - 06.2018
- Processing auto finance for SME and Individual customers of Dubai Islamic Bank
- Planning and organising business meetings with Managing Directors of various companies for Fleet Finance.
- Selling auto finance new/used to Individual & Non-Individual (SME) customers
- Maintaining strong relationships with automobile showrooms and hub administrators to get new business
- Maintaining strong relationship with Rent A Car, Transport & Other companies
- Adhere to all operational policies put out by the DIB as well as market specific objectives.
- Ensure that all opening and closing procedures are followed as per the bank policy.
- Planning and Implementation of strategic sales plan.
- Create a very positive sales/buying experience for the customer.
- Identify customer needs and provide information about the benefits DIB Services and Products that can meet those needs.
Relationship Officer - SME, Auto Finance
ABU DHABI ISLAMIC BANK
01.2008 - 07.2012
- Planning and organizing business meetings with Managing Directors of various companies for Business Finance (SME business loans & fleet finance).
- Adhere to all operational policies put out by the ADIB as well as market specific objectives.
- Ensure that all opening and closing procedures are followed as per the bank policy.
- Planning and Implementation of strategic sales plan.
- Developed and maintained courteous and effective working relationships.
Customer Service Representative
CFC India services (Bank of America)
02.2006 - 06.2007
- Resolving online queries related to the home loan accounts of the American customers.
- Collecting mortgage payments from customers using mortgage pay by phone.
- Attend daily meeting with team leader for excellent customer service and quality assurance.
- Responsible for sending downtime of applications of the team members to the assistant manager.
- Maintained customer satisfaction with forward-thinking strategies focused on addressing customer needs and resolving concerns.
Education
B.Com -
IASE
Skills
- Problem Solving
- Communication
- Risk assessment
- Data analysis
- Regulatory compliance
- Fraud investigation
- Critical thinking
- Effective communication
- Risk mitigation
Executive Profile - Summary
Extensive experience in managing cross-functional delivery in a multi-site global environment with more than 10 years of career success in Retail & Consumer Banking in sales & customer service. Currently associated with Omni Business Solutions LLC, as Business Development Officer. Performance-driven professional with merit of delivering transformational change in Banking/ITES/BPO Operations; established multi-site operations. Consistent top performer with skills in delivering assigned targets.
Personal Information
- Father's Name: Mohammed Aziz Khan
- Driving License: Valid Qatar Driving license
- Nationality: Indian
- Marital Status: Married
- Religion: Islam
Languages
English
Advanced
C1
Hindi
Proficient
C2
Urdu
Advanced
C1
Telugu
Advanced
C1
Timeline
Card Risk Analyst
QNB - Qatar National Bank
09.2022 - Current
Business Development Officer
Omni Business Solutions LLC
01.2020 - 07.2022
Sr Relationship Officer - Credit Cards, AL & PL
ABU DHABI COMMERCIAL BANK (ADCB)
10.2018 - 04.2019
Senior Sales Advisor - SME, Auto Finance
DUBAI ISLAMIC BANK
09.2012 - 06.2018
Relationship Officer - SME, Auto Finance
ABU DHABI ISLAMIC BANK
01.2008 - 07.2012
Customer Service Representative
CFC India services (Bank of America)
02.2006 - 06.2007
B.Com -
IASE