Belinda Cadena
Elk Grove,CA
Summary
Licensed as a Realtor and certified Loan Consultant with 38 years of diverse sales experience, including Real Estate sales for 5 year and mortgage loans originator for 33 years. Customer-focused professional with deep knowledge of loan standards combined with history of building strong and repeated client relationships. Committed to precise, accurate and timely transactions with no surprises.
Overview
22
22
years of professional experience
1
1
Certification
Work History
Loan Consultant
Summit Funding, Inc
Elk Grove, CA
05.2001 - 09.2023
- Delivered high levels of customer service to facilitate smooth processes.
- Stayed abreast of lending regulations, industry trends and market rates.
- Collected and reviewed documentation from borrowers and converted to paperless format and mastered rate sheets, product codes and load price adjustments to calculate rates and fees.
- Recommended loan terms, conditions and collateral position consistent with client request and associated loan risks and set clear and realistic expectations with clients.
- Executed loan origination process and ordered credit reports, appraisals and preliminary title reports.
- Analyzed applicant financial and credit status, evaluating assets and risk to determine loan feasibility.
- Answered customer inquiries involving rates, products and loan application status to facilitate quality customer service.
- Built referral business by meeting with local financial planning, home builders and real estate professionals.
- Participated in marketing activities such as open houses or community events aimed at promoting the company's services.
- Tracked and managed new leads and followed up on referral business.
- Prioritized and organized tasks to efficiently accomplish service goals.
Education
Certificate of Completion - Business Administration
Sawyer School of Business
San Jose, CA05-1981
Skills
- Relationship Management
- Customer Service-Focused
- Team Player
- Sales Expertise
Certification
- Real Estate License
- NMLS License
Timeline
Loan Consultant
Summit Funding, Inc
05.2001 - 09.2023
Certificate of Completion - Business Administration
Sawyer School of Business
- Real Estate License
- NMLS License
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