Summary
Overview
Work History
Education
Skills
Timeline
22
Benjamin Yang

Benjamin Yang

Westminster,CO

Summary

Experienced Collections Manager skilled in leading teams to achieve high performance and resolve disputes effectively. Proven track record in negotiating repayment plans and fostering a customer-focused team culture. Expertise in employee training, relationship building, and enhancing collection strategies to improve rates

Overview

17
17
years of professional experience

Work History

Collections Manager

Carhop
Denver , CO
10.2018 - 01.2025
  • Led the hiring and training of the collection team, enhancing methods and strategies for nine stores.
  • Developed performance reports that guided team improvement efforts.
  • Conducted weekly meetings to align team goals with the company objective.
  • Fostered collaboration with the sales team to improve collections and teamwork.
  • Monitored team performance metrics, such as conversion rates and average payments collected.
  • Oversaw the daily workflow of the collection staff, providing feedback and coaching as needed.
  • Maintained regular performance appraisals for subordinates through verbal, written, and ongoing review programs.
  • Established relationships with contractors to ensure profit continuity.
  • Assisted upper management by creating a concise strategic plan and direction for the company's vision.

Assistant Collections Manager

Carhop
Minneapolis, MN
03.2018 - 10.2018
  • Collaboration with the Collections Manager to identify areas where improvements could be made within the collections team, in order to maximize efficiency.
  • Assisted in developing strategies to increase collections, and reduce delinquency.
  • Monitored the collections team's daily account work and phone calls to ensure compliance, provide guidance, and training for the team to ensure best practices for resolving delinquent accounts.
  • Reviewed weekly, monthly, and quarterly performance reports, and strategized more efficient collection efforts.
  • Provided training and guidance to new collections staff on best practices and company policies.
  • Researched, evaluated and resolved discrepancies and customer concerns.

Senior Account Manager 2

Carhopper.co
Minneapolis, MN
04.2016 - 03.2018
  • Oversaw multiple accounts, worked diligently to meet and exceed performance goals, and maximized collections.
  • Collaborated with the supervisor and team members to meet or exceed collection goals.
  • Trained and supported junior account management professionals to increase company revenue.
  • Acted as main point of contact in matters relating to client concerns and needs.

Senior Account Manager 1

Carhop
Minneapolis, MN
01.2012 - 04.2016
  • Provided excellent verbal skills to engage customers in conversation, and effectively determine needs and requirements.
  • Analyzed debtor financial situations to propose realistic repayment solutions to help them stay current on their obligations.
  • Used de-escalating and problem-solving skills to address complex issues that arose during escalated collection calls from the team.
  • Utilized skip tracing techniques including phone calls, internet searches and databases.

Account Manager

Carhop
Minneapolis, MN
03.2008 - 01.2012
  • Reviewed delinquent accounts and contacted customers via phone, email or mail to negotiate repayment terms and payment arrangements.
  • Negotiated payment plans with delinquent account holders to facilitate debt resolution quickly and efficiently.
  • Developed relationships with debtors to encourage timely payments while providing excellent customer service.
  • Remained calm, stayed professional, and provided exceptional service on calls, even when interacting with difficult individuals.
  • Met the demands of a busy call center by performing a high volume of production while achieving weekly, monthly, and quarterly quotas.

Education

High School Diploma -

South St Paul High School
South St Paul, MN
06-2002

Skills

  • Collections management
  • Customer negotiation
  • Performance metrics
  • Employee training
  • Team leadership
  • Cross-functional collaboration

Timeline

Collections Manager

Carhop
10.2018 - 01.2025

Assistant Collections Manager

Carhop
03.2018 - 10.2018

Senior Account Manager 2

Carhopper.co
04.2016 - 03.2018

Senior Account Manager 1

Carhop
01.2012 - 04.2016

Account Manager

Carhop
03.2008 - 01.2012

High School Diploma -

South St Paul High School