Bernadette Verdin
Taylorsville
Summary
Dynamic Credit Manager with a proven track record at Black Diamond Equipment Ltd, specializing in credit risk assessments and policy development. Enhanced compliance and reduced default rates through strategic analysis and customer engagement. Skilled in negotiations and collections, fostering strong client relationships while optimizing cash flow and financial exposure.
Overview
27
27
years of professional experience
Work History
Credit Manager
Black Diamond Equipment Ltd
Salt Lake City, UT
09.1998 - 01.2026
- Directed credit risk assessments to optimize financial exposure and enhance decision-making processes.
- Implemented credit policies that improved compliance and streamlined approval workflows across departments.
- Analyzed customer credit data to identify trends, reducing default rates through proactive measures.
- Collaborated with sales teams to align credit strategies with business objectives for improved profitability.
- Negotiated payment terms with clients, enhancing cash flow while maintaining strong customer relationships.
- Conducted investigations and in-depth evaluations of customers for creditworthiness and potential risk factors
- Gathered information related to assessment of annual bad debt to carry out in-depth reviews
Education
Associate of Science -
Mountain West College
Salt Lake City, UT 06-1998
High School Diploma -
Murray High School
Murray, UT06-1993
Skills
- Credit reports
- Research and due diligence
- Policy development
- Collections
- Authorizations
- Application processing
- Investigations
- Customer engagement
Timeline
Credit Manager
Black Diamond Equipment Ltd
09.1998 - 01.2026
Associate of Science -
Mountain West College
High School Diploma -
Murray High School