BETH DUGUAY
Leicester
Summary
Professional underwriting specialist with keen eye for detail and strong commitment to accuracy. Extensive experience in evaluating financial risks and managing complex insurance portfolios. Highly collaborative team player, adaptable to changing needs, and focused on delivering results. Proficient in risk assessment, policy analysis, and client communication.
Overview
21
21
years of professional experience
1
1
Certification
Work History
Personal Lines Inside Underwriter
CRC Group
Middletown, CT
01.2025 - Current
- Evaluated risk factors for insurance proposals to determine coverage eligibility.
- Developed underwriting guidelines to enhance efficiency and consistency in decision-making processes.
- Collaborated with agents and brokers to clarify information and resolve issues during the underwriting process.
- Made approval and denial recommendations by determining accurate risk levels.
- Developed strong relationships with brokers, leading to a higher volume of quality submissions and successful underwritings.
- Reduced company losses by identifying potential risks and recommending appropriate mitigating measures.
- Utilized knowledge of insurance principles, policies and procedures to make decisions on risk assessment.
Client Account Manager
Sullivan, Garrity & Donnelly Insurance Agency
Worcester, MA
01.2005 - Current
- Communicating with clients to ensure that all of their needs are understood and addressed
- Building strong client relationships in order to retain current clients and acquire new business
- Make sure clients receive requested products and services in a timely fashion
- Generate sales among client accounts, including upselling and cross selling
- Counsel clients on insurance products and coverages, remarket personal lines insurance policies as needed
- Work closely with underwriters and company representatives from various carriers
- Remain current on carrier guidelines and marketing conditions
- Provide training for new employees as required
- Pursue continuing education and training programs to continue professional development and maintain certification and license
- Familiarity with High-Net-Worth clientele and clients located in coastal markets
Education
Bachelor of Arts - Psychology
Becker College
01-1999
Skills
- Image Right
- AIM
- Underwriting guidelines
- Analyzing data
- Documentation review
- Risk assessment
- Microsoft Outlook
- Microsoft Excel
- Identifies problems and develops solutions
- Executes Multiple Tasks Accurately and Efficiently
- Exceptional oral and written communication
- Listens Attentively
Certification
- Property & Casualty License
- Certified Insurance Service Representative
Timeline
Personal Lines Inside Underwriter
CRC Group
01.2025 - Current
Client Account Manager
Sullivan, Garrity & Donnelly Insurance Agency
01.2005 - Current
Bachelor of Arts - Psychology
Becker College
COMPANIES I WORK WITH
- Andover Insurance
- Arbella Insurance
- Chubb Insurance
- Cincinnati Insurance
- Concord Group Insurance
- Hanover Insurance
- Harleysville Insurance
- MAPFRE
- Narragansett Bay
- Norfolk & Dedham
- Plymouth Rock
- PURE
- Quincy Mutual
- RLI
- Safeco
- Safety Insurance
- ShoreOne
- Travelers Insurance
- Universal Property
- Vault
- Vermont Mutual
- Markel
- Scottsdale
- MSI
- Lloyds of London
- AIG
- Hudson
- Motion
- Beazley
- Verdant
- USLI