Summary
Overview
Work History
Education
Skills
Affiliations
Dart Coordinator
Timeline
Generic

Bradley Wilson

Richmond,IN

Summary

Talented Commercial Lender with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.

Overview

21
21
years of professional experience

Work History

Regional Commercial Lender

3 Rivers FCU
02.2021 - Current
  • Embraced growth and excellence-oriented atmosphere to support bank-wide initiatives.
  • Supported complete and accurate loan file documentation.
  • Analyzed and underwrote requests for new loans and loan renewals.
  • Developed lending and deposit business for company.
  • Monitor and support $100MM portfolio for required document collection annually, and support.


Indirect Lending Manager

3 Rivers FCU
06.2020 - Current
  • Monitored 100 dealerships, and worked to reduce the dealerships down to a core 35-40 that we felt maintained our level of service
  • Reviewed deals for approval or denial
  • Promoted our products
  • Created/Reviewed reports to manage our effectiveness of the portfolio


AVP Collection Manager and Loan Officer

West End Bank
04.2018 - Current
  • Same as prior, just title change

Collection Manager and Loan Officer

West End Bank
10.2007 - Current
  • Trained and mentored new employees on collection methods, documentation requirements and performance strategies.
  • Contacted clients with past-due payments and actively monitored payments due from clients.
  • Filed and addressed employee complaints in accordance with company policies and government regulations.
  • Documented interactions in computer database and updated information.
  • Maintained a monthly production level of auto, mortgage and commercial lending of $1MM

Indirect Underwriter

West End Bank
11.2005 - Current
  • Documented underwriting decisions and provided evidence of compliance with applicable regulations.
  • Made approval and denial recommendations by determining accurate risk levels.
  • Reviewed applications for insurance coverage and reports from loss control specialists to determine risks.
  • Analyzed credit, income, compliance, title documents, and appraisals during underwriting process.
  • Built up relationships with Dealerships
  • Built and monitored Reserve Program for Dealerships


Loan Adjustor

West End Bank
07.2005 - Current
  • Negotiated to collect balance in full.
  • Researched accounts and completed due diligence to resolve collection problems.
  • Maintained high volume of calls and met demands of busy and productive group.
  • Negotiated re-payment plans by identifying causes of delinquent payments to assist in recovery of debt and meet realistic timeframes.
  • Trained new team members on scripts, company services, and collection strategies.
  • Used probing techniques to determine debtors' reasons for delinquency.

Management Trainee

West End Bank
11.2003 - 07.2004
  • Gained knowledge of company policies, protocols and processes.
  • Handled day-to-day customer or client questions via telephone or email.
  • Acted with integrity, honesty and knowledge to promote culture of company.
  • Established open and professional relationships with team members which facilitated communication, quickly resolving issues, and conflicts.

Teller

West End Bank
10.2002 - Current
  • Balanced cash drawer daily and resolved discrepancies to provide accurate data regarding cash flow.
  • Answered customer inquiries regarding account balances, transaction history, services charges, and interest rates.
  • Processed customer transactions promptly, minimizing wait times.
  • Disbursed cash and checks accurately while maintaining security of cash drawers.
  • Opened Deposit Accounts including IRA

Loan Officer

West End Bank
06.2006 - Current
  • Developed strong relationships with customers through high levels of customer service.
  • Assisted customers in understanding loan terms and conditions to make informed decisions.
  • Originated, reviewed, processed, closed, and administered customer loan proposals.
  • Submitted loan applications to underwriter for verification and recommendations.
  • Includes 1st mortgages, 2nd Mortgages, Commercial Loans, and Auto Loans
  • Continued to be integral part of reporting to Freddie Mac on Delinquency
  • Maintained and monitored all OREO's.

Education

MBA - Finance

Ball State University
Muncie, IN
06.2005

Bachelor of Science - Economics

Purdue University
West Lafayette, IN
06.2021

High School Diploma -

Richmond High School
Richmond, IN
06.1997

Skills

  • Invoice Preparation
  • Complex Problem-Solving
  • Performance Assessment and Improvement
  • Collections Proficiency
  • Loan Underwriting
  • Policy Making/Editing
  • Software Integration
  • Microsoft Office

Affiliations

Main Street of Richmond

Girls, Inc.

Pioneer Vending


Dart Coordinator

I promote and design dart leagues and events for over 100 local dart players, plus promote events across Indiana and Ohio.

Timeline

Regional Commercial Lender

3 Rivers FCU
02.2021 - Current

Indirect Lending Manager

3 Rivers FCU
06.2020 - Current

AVP Collection Manager and Loan Officer

West End Bank
04.2018 - Current

Collection Manager and Loan Officer

West End Bank
10.2007 - Current

Loan Officer

West End Bank
06.2006 - Current

Indirect Underwriter

West End Bank
11.2005 - Current

Loan Adjustor

West End Bank
07.2005 - Current

Management Trainee

West End Bank
11.2003 - 07.2004

Teller

West End Bank
10.2002 - Current

MBA - Finance

Ball State University

Bachelor of Science - Economics

Purdue University

High School Diploma -

Richmond High School

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Bradley Wilson