Brandi Wheeler
Cresson
Summary
Dynamic Senior Indirect Underwriter at First Commonwealth Bank with a proven track record in risk assessment and data analysis. Expertly approved loans up to $250,000, ensuring compliance with underwriting guidelines. Collaborated effectively with teams to resolve complex scenarios, enhancing decision-making processes and driving operational success.
Experienced with assessing financial risk and evaluating credit applications. Utilizes analytical skills and industry knowledge to make informed underwriting decisions. Track record of maintaining compliance with regulatory standards and fostering positive client relationships.
Overview
12
12
years of professional experience
Work History
Senior Indirect Underwriter
First Commonwealth Bank
01.2016 - Current
- Analyze complex loans while maintaining compliance with the bank's polices and procedures.
- Approve and reject credit applications with lending authority of $250,000.
- Assists operational staff in reviewing and obtaining necessary information and/or forms.
- Communicate approvals, declines, counter-offers and/or pertinent information to dealers and clients.
Mortgage Underwriter
UniFirst Mortgage
03.2013 - 12.2015
- Approved or denied loans based on established criteria and underwriting guidelines.
- Analyzed and verified applicant income, assets and credit history to support compliance with underwriting guidelines.
- Worked with processing team members to communicate errors and obtain missing information for current applications.
- Supported the loan origination team by providing expert knowledge and guidance on complex underwriting scenarios, enabling well-informed decisions in challenging cases.
Education
Bachelor of Science -
The Pennsylvania State University
State College, PASkills
- Underwriting guidelines
- Analyzing data
- Documentation review
- Risk assessment
Timeline
Senior Indirect Underwriter
First Commonwealth Bank
01.2016 - Current
Mortgage Underwriter
UniFirst Mortgage
03.2013 - 12.2015
Bachelor of Science -
The Pennsylvania State University
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