Bridgette Franklin
Red Oak,TX
Summary
Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
Overview
13
13
years of professional experience
Work History
Senior Underwriting Support Specialist
Gateway First Bank
06.2021 - 12.2022
- Analyzed credit, income, compliance, title documents and appraisals during post underwriting process.
- Controlled loss by assessing risk, conducting system analysis and recommending policy solutions.
- Followed through with borrowers, loan processors, loan originators and managed all phases of underwriting process.
- Assisted with reviewing and responding to daily underwriting scenario email box and creating and maintaining FAQ/reference log.
- Assisted with researches and rebuttals on agency repurchases requests, indemnification requests or deficiency findings.
- Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
- Demonstrated leadership skills in managing projects from concept to completion
- Used critical thinking to break down problems, evaluate solutions and make decisions
- Managed time efficiently in order to complete all tasks within deadlines
- Organized and detail-oriented with a strong work ethic
- Participated in team projects, demonstrating an ability to work collaboratively and effectively
Retail Jr. Underwriter
Gateway Mortgage Group, LLC
01.2021 - 06.2021
- Determined and documented loan conditions and communicated requirements and decisions.
- Followed through with borrowers, loan processors, loan originators and managed all phases of underwriting process.
- Provided high level of assistance to Underwriting, Processor and Closing helping with review, classification, and rating of applications.
- Quickly learned new skills and applied them to daily tasks, improving efficiency and productivity.
Senior Loan Purchase Auditor
Gateway Mortgage Group, LLC
09.2012 - 01.2021
- Analyzed loan documentation for accuracy and completeness, risk deficiencies and assess adherence to regulatory and other compliance requirements
- Identified loans for underwriter and/or manager review using specified software, including Fraud Guard, MERS, FHA Connection and Early Check
- Communicated loan decisions to clients, account executives and production staff.
- Completed Purchase Audit Checklist and ensure all funding bundle documents are received to issue loan purchase approval or denial
Mortgage Loan Specialist III
Metlife Home Loan
02.2010 - 01.2012
- Prepared mortgage loan files by reviewing, clarifying and obtaining loan application additional information.
- Handled tasks of reviewing loan package to verify completeness of data and meets with established standards of organization.
- Validated loans in automated underwriting systems, such as Loan Prospector and Desktop Underwriter
Education
High School Diploma -
Duncanville High School
Duncanville, TX06.1988
Skills
- Critical Thinking
- Document Uploading
- Quality Assurance
- Underwriting Processes
- Time Management
- Automated Underwriting Systems
- Freddie Mac and Fannie Mae Compliance
- Desktop Underwriter
Timeline
Senior Underwriting Support Specialist
Gateway First Bank
06.2021 - 12.2022
Retail Jr. Underwriter
Gateway Mortgage Group, LLC
01.2021 - 06.2021
Senior Loan Purchase Auditor
Gateway Mortgage Group, LLC
09.2012 - 01.2021
Mortgage Loan Specialist III
Metlife Home Loan
02.2010 - 01.2012
High School Diploma -
Duncanville High School
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