Analytical Underwriter with solid experience in financial services. Proficient in determining level of risk for insurers using strong mathematical and statistical skills. Conscientious and committed to adhering to standards, underwriting guidelines and authority levels.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Sr Healthcare Risk Underwriter/Pricing Analyst
SS&C Technologies
07.2023 - Current
Applied knowledge of underwriting guidelines to maintain compliance with applicable regulations and company standards.
Developed analytical framework for measuring the impact of price changes on volume, revenue, and margin performance.
Maximized profitability by strategically optimizing pricing structures and models.
Supported strategic decision-making by providing timely and relevant insights on pricing trends and developing competitive rates based on those trends.
Established collaborative relationships with sales teams to provide guidance on deal structuring, discounting practices, and contract amendments.
Conducted risk analysis on Renewals to identify changes in utilization and membership in order to provide leadership with real time profitability as well as forecast any potential increases or decreases in profitability.
Optimized revenue generation through effective pricing strategies and tiered membership offerings on Medical and Pharmacy technology.
Identified trends and patterns in claims/membership data, resulting in actionable insights for pricing strategies.
Patient Administration Sergeant
United States Army
12.2020 - 05.2023
Served as the Noncommissioned Officer in Charge of Patient Administration at a Troop Medical Clinic in support of demobilizing and mobilizing soldiers
Ensured the daily management of staff and operations for patient administration in the following areas: scheduling, registration, admissions, transfers, discharge and patient flow
Provided consistent leadership and communication to maintain competency and engagement among staff
Conducted meetings to review policies, procedures, and operational changes
Developed, trained, and mentored staff in the patient administration section
Managed employee training and education
Evaluated performance of staff through quarterly reviews and provided coaching when necessary for competency and development
Compiled reports to track trends in day-to-day patient visits.
Underwriter
Aetna, A CVS Health Company
06.2017 - 11.2020
Performed financial analysis and risk assessments for perspective businesses
Identified, evaluated, and managed risk for new business and renewal opportunities in support of the company's strategic goals to maximize revenue and membership
Evaluated claims experience to determine potential profitability
Voiced recommendations for plan changes and rate impact based on financial analysis, underwriting principals, and business strategy
Mentored and cross trained underwriters to improve their technical skills
Conducted audits on underwritten rates to ensure accuracy and provided feedback to assist underwriters in preventing underwriting errors
Supported broker education on internal tools, processes and promoted broker self-service when appropriate
Led a team of 6 in identifying and solving problems in underwriting processes by discovering the root cause and formulated a solution to make changes to the process
Created standard work documents that outlined quoting process and made updates as processes changed
Collaborated with offshore contractors to improve efficiency.
Patient Administration Specialist
United States Army Reserve
10.2008 - 11.2020
Collaborated with clinical staff to facilitate patient movement, admissions, dispositions, and transfers
Overseen patient Scheduling
Managed physical and electronic medical records
Processed disability claims
Handled birth/decedent affairs and workload statistics
Compiled medical documents needed for processing insurance claims
Translated medical terms, diagnosis, and procedures into codes for billing.
Medical Management Team Lead
TriWest Healthcare Alliance
09.2015 - 03.2017
Analyzed and processed complex authorization requests and referrals for medical care
Tracked daily and weekly productivity to compile reports to provide staff direction to achieve department outcomes
Identified potential discrepancies in the medical management system to assure quality compliance
Resolved issues related to authorization entry, appointing or medical documentation review
Translated medical terms into ICD-10 codes and applied procedure codes to ensure accurate billing
Achieved company standards through coaching, auditing, goal setting, personal development, strategic planning, and prioritizing
Trained and evaluated new hires on department processes
Developed job aids to provide staff with the tools to troubleshoot potential issues related to their daily duties.