Bryan Like
Eugene,Oregon
Summary
Seasoned Small Business Administration (SBA)/USDA Lender with over 18-years of national expertise in commercial lending, business development, and financing. Provide credit underwriting, loan origination, and risk assessment services to over 1,000 start-ups and established businesses throughout Oregon, Washington, California and Nevada. Demonstrates a coaching approach to assisting clients with their goals, aiming to drive future growth and innovation.
Consulting duties include financing for start-ups, Working Capital, and CapEx needs. Has extensive relationships with local and national business owners that can provide insight and networking opportunities for the student entrepreneurship body
Overview
26
26
years of professional experience
Work History
Senior Vice President, National SBA/USDA Commercial Lender
United Midwest Savings Bank
03.2023 - 02.2024
- Underwrite deals pre-submission, analyzing overall credit risk for all inbound projects
- Support underwriting/BDO team to close assignments
- Evaluate and structure loans appropriately, per policy
- Originate SBA and USDA loan products through furthering the goals for both local and national business owners.
Commercial SBA Lending Manager
Oregon Community Credit Union
06.2020 - 09.2022
- Build/develop Government Guaranteed Lending (GGL) Program (SBA & USDA) for $3.5 billion Credit Union
- Over $600M in non-interest income generated in the first rolling 12-months of operation
- Work cross-functionally with Legal, IT, Senior Management, Compliance, Marketing, third parties, and Accounting to execute documentation and duties
- Generate P&L/Forecast models accommodating industry analysis & guidance on the CU's future growth within the business line
- Write credit policy
- Produce GGL-compliant documents (e.g., application, term sheet, commitment letter, etc.)
- Create complete process from SBA loan origination to funding, including loan servicing and reporting
- Educate constituents on GGL products and services.
Vice President, SBA/USDA Business Development Officer
Umpqua Bank
08.2007 - 03.2020
- Produce and initiate all commercial SBA/USDA loan requests via outside business development activities
- Execute sales of additional financial services
- Average annual production of ~$10MM, providing financing for small business owners
- Research commercial, economic and fiscal situations relating to new and existing business
- Provide financial counsel to existing and potential customers within appropriate legal constraints.
Commercial Credit Underwriter II
Umpqua Bank
03.2006 - 08.2007
- Assign appropriate risk ratings for all deals
- Prepare credit recommendations for new & renewal loan requests, including commercial real estate, equipment, LOC's, working capital, and business acquisitions
- Graduate of internal Banking School program
- Proficient in Moody's financial platform
- Skilled in cash flow analysis.
Consumer Lending Credit Underwriter
Oregon Community Credit Union
06.1998 - 03.2006
- Underwrite Home Equity, auto, RV, and unsecured loan requests
- $250M lending authority
- Implement and write procedures for Credit Union
- Extensive involvement in training and development of staff
- Experienced public speaker
- Received Exceptional Employee Award.
Education
Bachelor of Arts - Business Administration, Entrepreneurship
University of Oregon
Eugene, OR01.2003
Associate of Arts - Business Management
Lane Community College
Eugene, OR01.2001
Skills
- Risk assessment
- Consulting
- Business/Data Analysis
- Strategic Planning
- Project Management
- Market Research
- Financial Modeling
- Relationship Management
Timeline
Senior Vice President, National SBA/USDA Commercial Lender
United Midwest Savings Bank
03.2023 - 02.2024
Commercial SBA Lending Manager
Oregon Community Credit Union
06.2020 - 09.2022
Vice President, SBA/USDA Business Development Officer
Umpqua Bank
08.2007 - 03.2020
Commercial Credit Underwriter II
Umpqua Bank
03.2006 - 08.2007
Consumer Lending Credit Underwriter
Oregon Community Credit Union
06.1998 - 03.2006
Bachelor of Arts - Business Administration, Entrepreneurship
University of Oregon
Associate of Arts - Business Management
Lane Community College
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