Caitlin Morrison
Duncanville
Summary
Accomplished consumer lending specialist with 8 years of experience in evaluating loan applications, conducting credit analysis, and educating borrowers on credit management strategies. Proven leadership skills, having managed a team of 3 employees and mentored junior loan officers. Possess a strong understanding of industry regulations and lending practices.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Consumer Lending Specialist
Alabama One Credit Union
09.2021 - Current
- Evaluate loan applications and conduct thorough credit analysis to determine eligibility and risk level
- Collaborate with underwriters to review loan documentation and ensure compliance with lending policies and regulations
- Assist members in selecting the most suitable loan options based on their financial goals and needs
- Conduct comprehensive financial assessments to determine borrowers' ability to repay loans
- Educate members on credit management strategies to improve their creditworthiness over time
- Maintain up-to-date knowledge of industry regulations, changes in lending practices, interest rates, etc
- Mentor junior loan officers by providing guidance, sharing best practices, and offering constructive feedback on their performance
- Increase cross-selling opportunities by identifying member's additional banking needs and referring them to appropriate departments within the organization
Manager
Acceptance Loan Company
09.2016 - 09.2021
- Led a team of 3 employees, providing guidance and support to ensure efficient operations
- Developed and implemented strategies to improve productivity and streamline processes
- Managed daily operations
- Collaborated with cross-functional teams to develop and execute marketing campaigns
- Conducted performance evaluations for team members, identifying areas for improvement and implementing training programs
- Created and maintained budgets, monitoring expenses to meet financial targets
- Oversaw the hiring process, conducting interviews and making hiring decisions based on qualifications and fit with company culture
- Provided ongoing coaching and mentoring to team members, supporting their professional development
- Evaluated loan applications and conducted thorough credit analysis to determine borrower eligibility
- Collaborated with underwriters to gather necessary documentation and ensure compliance with lending policies and regulations
- Assisted clients in selecting the most suitable financing options based on their financial goals and circumstances
- Prepared detailed reports summarizing findings from credit analysis and recommended appropriate actions based on risk assessment
Education
College in Nursing -
Shelton State Community College
05.2015
Skills
- Credit Analysis
- Underwriting
- Financial Analysis
- Tax Experience
Certification
Certified Notary Public
Timeline
Consumer Lending Specialist
Alabama One Credit Union
09.2021 - Current
Manager
Acceptance Loan Company
09.2016 - 09.2021
College in Nursing -
Shelton State Community College
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