Summary
Overview
Work History
Education
Skills
Timeline
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Carisa N. Vavilov

Carisa N. Vavilov

Mason,OH

Summary

Analytical Underwriter with expertise in commercial lines insurance. Eager to seek and maintain a full-time position that offers professional challenges and increases individual and company growth. Proficient in evaluating risk and loss potential and developing information for new and renewal policies. Team-oriented with strong organizational skills and success in building relationships with colleagues and agents to achieve business goals. Ability to successfully manage multiple projects simultaneously with a high degree of accuracy and a positive attitude. Willingness to take on added responsibilities to meet team goals and increase profitability. Excellent reputation for resolving problems and improving customer satisfaction.

Overview

21
21
years of professional experience

Work History

Commercial Underwriter

EMC Insurance
2017 - Current
  • Top underwriter for new written premium for my branch in 2022.
  • Received multiple recognition awards, including our branch's first EMPLOYEE OF THE MONTH award.
  • Maintained and grew a profitable book of business for my assigned territory.
  • Excelled in loss ratio, rate compare and retention numbers.
  • Marketed company products through presentations and travel.
  • Developed and implemented innovative underwriting procedures to facilitate increased branch and company growth.
  • Developed and fostered multiple newly-appointed agencies and grew their book of business.
  • Collaborated with marketing representatives to ensure agents received great customer experiences.
  • Evaluated applications to determine insurance coverage and appropriate risk classifications.
  • Assessed new and renewal applications for financial liabilities and risk levels.
  • Analyzed data to identify trends and predict future insurance needs.
  • Utilized knowledge of insurance principles, policies and procedures to apply accurate pricing to meet business needs and customer requirements.
  • Trained new hires in multiple company programs and technology platforms.
  • Mastered learning, teaching and educating colleagues on several company-based underwriting programs.
  • Participated in Toastmasters and company committees.

Executive Assistant

Tri-State Centers For Sight
2002 - 2017
  • Troubleshot and corrected system errors for multiple medical and office programs.
  • Streamlined operations and prioritized tasks, allowing physicians to increase productivity.
  • Facilitated training and onboarding for incoming office staff.
  • Organized company events and travel arrangements
  • Used advanced software to prepare documents, reports, and presentations.
  • Volunteered to help with special projects of varying degrees of complexity.
  • Handled confidential and sensitive information with discretion and tact.
  • Cultivated interpersonal skills by building positive relationships with others.
  • Supported business and hospitality needs of corporate partners and staff during meetings and company events.
  • Led staff and vendors in providing high level of service for patients and customers.

Education

Associate in Insurance - Insurance Underwriting

The Institutes
Online
2023

Certified Insurance Counselor - Insurance

The National Alliance
Online
2023

Associate of Applied Business -

University of Cincinnati
Cincinnati, OH
2007

High School Diploma -

Milford High School
Milford
2002

Skills

  • Problem-solving
  • Teamwork
  • Interpersonal and communication skills, both written and oral
  • Industry Standards
  • New Business Opportunities
  • Risk Analysis
  • Loss Analysis
  • Organization
  • Agent Interaction and Support
  • Critical Thinking
  • Learning Strategies
  • Presentations
  • Database Software
  • Microsoft Office
  • Social Media Platforms

Timeline

Commercial Underwriter

EMC Insurance
2017 - Current

Executive Assistant

Tri-State Centers For Sight
2002 - 2017

Associate in Insurance - Insurance Underwriting

The Institutes

Certified Insurance Counselor - Insurance

The National Alliance

Associate of Applied Business -

University of Cincinnati

High School Diploma -

Milford High School
Carisa N. Vavilov