Summary
Overview
Work History
Education
Skills
Timeline
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Carlos Maldonado

Summary

Highly motivated team player with extensive customer service and sales experience. Outgoing retail manager with a track record of elevating company profile and target market. These skills have lead to becoming a strategic problem solver who can help grow organizations.

Overview

13
13
years of professional experience

Work History

IT Support Specialist

Charter Spectrum
11.2023 - Current
  • Used ticketing systems to manage and process support actions and requests.
  • Created help desk tickets, troubleshot and resolved desktop issues.
  • Provided Tier 1 IT support to non-technical internal users through desk side support services.
  • Determined hardware and network system issues using proactive troubleshooting techniques.

Operations Support Specialist III

Bank Of America
08.2022 - 10.2023
  • Executed financial due diligence tasks on daily basis to maintain optimal company finances.
  • Oversaw financial reporting process to facilitate timely and accurate financial statement preparation.
  • Handled day-to-day accounting processes to drive financial accuracy.
  • Supported management by processing invoices and documents with consistent on-time delivery.
  • Streamlined daily reporting information entry for efficient record keeping purposes.

Mortgage Loan Originator

Lakeview Loan Servicing
07.2021 - 08.2022
  • Focused primarily on retention leads
  • Minimum of 50-100 outbound calls a day
  • Prioritized in FHA/VA Streamlines and Conventional Full Documentation Loans
  • Conducted interviews with borrower's in order to pitch the proper Loan program based on their financial and credit standings

Mortgage Loan Originator

Lowrates.com
11.2020 - 07.2021
  • Interviewed applicants to assess loan requirements before suggesting offers.
  • Prepared documents for customers, submitting and overseeing through each step of the closing process.
  • Updated borrowers through each step of the application, approval, and closing processes while remaining attentive to all customer needs.
  • Reviewed loan files and updated them to match current standards.
  • Worked with underwriters to fix application problems and resolve issues.
  • Explained different types of loans pertaining to client situations.
  • Fielded customer complaints and provided solutions.
  • Successfully closed an average of 20-30 loans per month.

Mortgage Loan Originator Assistant

NewRez
12.2019 - 11.2020
  • Resolved discrepancies between borrowers, lenders and financial institutions with detail orientation and efficiency.
  • Prepared documents for customers, submitting and overseeing through each step of closing process.
  • Recommended loan approvals and denials based on customer loan application reviews.
  • Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
  • Originated, reviewed, processed, closed and administered customer loan proposals.
  • Collaborated with Underwriters and Processors to fix resolve issues and close loans in a timely manner
  • Pitched potential borrowers on what loan program would be most beneficial for their needs

Assistant Store Manager

At Home Group Inc.
09.2018 - 07.2019
  • Helped with planning schedules and delegating assignments to meet coverage and service demands.
  • Maximized sales and minimized shrinkage through excellent customer service and adherence to standard practices.
  • Recruited, interviewed and hired individuals which would add value to team while bringing wealth of experience.
  • Maintained high levels of organization in store by directing customers and replenishing merchandise.
  • Supervised associates by providing direction and instruction for stocking shelves, rotating stock and receiving deliveries.
  • Rotated merchandise and displays to feature new products and promotions.
  • Trained and managed associates in customer service and sales techniques.
  • Managed scheduling for store shifts to accomplish proper staffing at all times.
  • Coached team on effective upselling and cross-selling methods.
  • Monitored security and handled incidents calmly.
  • Handled customer service by dealing with complaints, organizing stock and answering customer questions.
  • Met or surpassed business targets on regular basis through strategic employee engagement and forward-thinking planning.
  • Managed opening and closing procedures and recommended changes to enhance efficiency of daily activities.

Multiple Positions

Walmart
05.2014 - 03.2019

Highest Position: Assistant Store Manager
Additional Work Details:

  • Department Manager.
  • Assistant Manager
  • Worked and management multiple departments
  • Worked collaboratively in team environment.
  • Prepared merchandise for sales floor.
  • Directed individuals to merchandise locations.
  • Suggested accessories and complementary purchases.
  • Accepted and processed returns.
  • Kept work areas clean and neat at all times.
  • Provided customers with exceptional care and attention.

Sales Associate

Office Depot
05.2012 - 08.2013
  • Customer Service
  • Cashier & Stocker

Multiple Positions

Ci Ci's Pizza
06.2011 - 05.2012
  • Team Leader
  • Pizza Cutter, Server, and Cleaning Duties

Education

Bachelor of Arts - Sociology

The University of North Carolina At Charlotte
12.2017

Skills

  • Bilingual, English & Spanish
  • Mortgage Loan Underwriting, Processing, Servicing, and Closing
  • Finance/Underwriting Guidelines
  • Mortgage Refinancing
  • Loan Applications
  • Loan Programs
  • Mortgage Lending/Sales
  • Management/Leadership Experience
  • Organized while managing multiple loans
  • Growth Strategies
  • Encompass LOS
  • Active NMLS License

Timeline

IT Support Specialist

Charter Spectrum
11.2023 - Current

Operations Support Specialist III

Bank Of America
08.2022 - 10.2023

Mortgage Loan Originator

Lakeview Loan Servicing
07.2021 - 08.2022

Mortgage Loan Originator

Lowrates.com
11.2020 - 07.2021

Mortgage Loan Originator Assistant

NewRez
12.2019 - 11.2020

Assistant Store Manager

At Home Group Inc.
09.2018 - 07.2019

Multiple Positions

Walmart
05.2014 - 03.2019

Sales Associate

Office Depot
05.2012 - 08.2013

Multiple Positions

Ci Ci's Pizza
06.2011 - 05.2012

Bachelor of Arts - Sociology

The University of North Carolina At Charlotte
Carlos Maldonado