CARLOS TOLOSA
Santa Clarita
Summary
Proficient Loan Officer with extensive experience in loan origination and processing. Known for optimizing documentation workflows and collaborating with underwriters to expedite approvals, ensuring compliance and improving client experience.
Overview
1
1
Language
1
1
Certification
28
28
years of professional experience
Work History
Loan Officer
Anchor Funding Inc.
12.2024 - Current
- Evaluated borrower creditworthiness and financial history to determine loan eligibility.
- Assisted clients in completing loan applications and gathering necessary documentation.
- Explained loan products, terms, and conditions to clients, ensuring clear understanding.
- Developed relationships with clients to provide personalized service throughout the lending process.
- Monitored loan progress and updated clients on status, enhancing customer satisfaction.
- Assisted clients in selecting appropriate loan products for their needs, resulting in higher customer satisfaction.
Loan Officer
Barrett Financial Group
09.2023 - 12.2024
- Coordinated with underwriters to facilitate timely loan approvals and processing.
- Researched market trends and competitor offerings to recommend effective loan solutions.
- Implemented streamlined processes for documentation collection, improving efficiency in application handling.
- Maintained strict confidentiality of bank records and client information.
- Submitted loan applications to underwriter for verification and recommendations.
Loan Officer
Danaryn Corporation
07.2018 - 09.2023
- Delivered exceptional customer service by promptly addressing client concerns and resolving issues.
- Examined customer loan applications for loan approvals and denials.
- Delivered exceptional customer service by promptly addressing client concerns and resolving issues; as they arose during the lending process.
- Developed strong relationships with customers through high levels of customer service.
- Ensured compliance with all federal and state regulations throughout the loan origination process.
Loan Officer
Van Nuys, CA
02.1999 - 07.2018
- Originated, reviewed, processed, closed, and administered customer loan proposals.
- Collaborated with underwriters to expedite loan approvals and close deals in a timely manner.
- Meticulously reviewed applicant documentation, ensuring accuracy and completeness prior to submission for underwriting approval.
- Assisted customers in understanding loan terms and conditions to make informed decisions.
Education
No Degree - Finance
Los Angeles City College
Los Angeles, CA02-1999
Skills
- Loan origination
- Credit analysis
- Loan product consultation
- Documentation review
- Loan processing systems
- Underwriting coordination
- Sales strategies
- Client relations
- Relationship management
- Team player
Certification
- Licensed Real Estate Person - DRE # 01265433
- Morgage Originator NMLS License # 338555
Languages
Spanish
Native or Bilingual
Timeline
Loan Officer
Anchor Funding Inc.
12.2024 - Current
Loan Officer
Barrett Financial Group
09.2023 - 12.2024
Loan Officer
Danaryn Corporation
07.2018 - 09.2023
Loan Officer
Van Nuys, CA
02.1999 - 07.2018
No Degree - Finance
Los Angeles City College