Carol Kammerer

• Consistently met or exceeded daily targets of 15 applications through effective pipeline management and proactive client outreach.
• Adapted to evolving industry trends and regulations during Covid, ensuring compliance and continued success in competitive home loan market.
• Checked loan documents for accuracy prior to closing.
• Managed multiple loans simultaneously while maintaining high levels of organization and attention to detail.

• Worked closely with UPS Freight to coordinate the pick-up and delivery of goods across the United States, develop logistical solutions and meet stringent deadlines.
• Coordinated with drivers to follow state and federal laws pertaining to hours worked, maintenance schedule of trucks.
• Maintained records such as vehicle logs, records of cargo, or billing statements in accordance with regulations.

Responsible for managing the day-to-day functions of a 3 million a year restaurant.

• Planned and coordinated special events such as weddings, family reunions, corporate meetings and holiday parties.
• Develop and maintain the catering marketing plan including comprehensive event planning service to clients, detailed menu development.
• Managed and monitored accurate payroll information and maintained tight budgetary and inventory controls.
• Oversaw and maintained the Point of Sale system information including menus, pricing and inventory.
• Recruited, hired, trained and supervised staff to ensure high service levels.
• Counseled and disciplined staff, addressing issues promptly and providing constructive feedback.

• Met with clients to discuss objectives for loan, research lenders to find best program and rates to meet clients needs and goals.
• Complied applications and paperwork and double-checked for accuracy.
• Analyzed applicants' financial status, credit and property evaluation to determine feasibility of granting loan.
• Educated customers on variety of loan products and available credit options to promote valuable decision-making.
• Executed loan origination process, including ordering credit reports, appraisals and preliminary title reports.
• Responsible for obtaining all necessary documentation form client, banking institutions.
• Extensive experience maintaining client data base using Goldmine and Act.