Cassie Bell
Mount Vernon
Summary
Results-oriented achiever with proven ability to exceed targets and drive success in fast-paced environments. Combines strategic thinking with hands-on experience to deliver impactful solutions and enhance organizational performance.
Overview
12
12
years of professional experience
Work History
Loan Closing Manager
Bank Of The Pacific
03.2024 - Current
- Achieve departmental goals by developing and executing strategic plans and performance metrics.
- Streamline workflows by identifying bottlenecks in existing systems and implementing appropriate solutions.
- Facilitate team brainstorming sessions that lead to innovative solutions for long-standing operational challenges.
- Evaluate employee performance and conveyed constructive feedback to improve skills.
- Participate in developing procedures that adhere to strict compliance standards, including monthly HMDA reviews and maintaining the pre- approval process.
- Assist Closers with drawing loan documents , producing closing disclosures and funding loans.
- Implemented the construction draw process to efficiently review inspection reports and provide customer service to the loan officer, builder and borrower.
Senior Mortgage Loan Closer
Bank Of The Pacific
02.2020 - 03.2024
- Managed a busy pipeline of loan files providing Closing Disclosures, Document Drawing and Funding
- Assisted management team in developing new strategies for streamlining loan closing processes while maintaining compliance with industry standards and regulations.
- Overcame complex challenges during the loan closing process by leveraging extensive industry knowledge and problem-solving skills.
- Collaborated with Underwriters and Processors to resolve any discrepancies in loan documentation prior to closing.
- Managed a high volume of loans simultaneously while maintaining strict attention to detail and organization for each file.
Loan Processor
Skagit Bank/Banner Bank
01.2019 - 02.2020
- Collaborated with Loan Officers to provide timely, accurate service for clients throughout entire mortgage process.
- Contributed to the success of the mortgage team by providing essential support in the areas of loan documentation review, data entry, and client communication.
- Assisted Underwriters in approving loans by verifying financial information and ensuring accurate documentation.
- Prepared documents for underwriting by verifying client income, credit reports, and other information.
- Handled any conditions sent from underwriting departments.
Loan Closer/ Funder
Skagit Bank/Banner Bank
07.2016 - 12.2018
- Responsible for preparing closing disclosures and final loan documents
- Review signed loan documents and balance for funding with escrow
- Minimized errors in documentation by carefully analyzing all information provided by clients, brokers, and lenders.
- Verified closing financial disclosure amounts against settlement and escrow agent figures to accurately reflect borrowers' bottom-line costs.
- Track appraisal and construction fees from borrowers
- Issue refunds to borrowers and complete write offs after balancing GL's
- Worked closely with accounting, compliance and loan servicing in various stages of the loan process.
Loan Funder/ Processor
Peoples Bank
05.2012 - 07.2016
- Review all signed loan documents for signatures and errors
- Request missing documents and information from escrow officers
- Balance funding amounts with escrow and wire funds to escrow
- Worked closely with two highly productive Loan Officers to ensure quick and accurate turn around times for borrowers
- Verified income, assets, tax returns, paystubs and any other income documentation to help qualify borrowers
- Organized loan files in a manner to help underwriting review files efficiently.
- Managed a high volume of loans simultaneously while maintaining strict attention to detail and accuracy.
Education
High School Diploma -
Alief Hastings High School
Houston, TXSkills
- Paperless File Management
- Effective Communication
- Document Drawing
- Compliance Knowledge
- Team Collaboration
- Loan Closing
- Encompass
- Problem-Solving
- Deadline Management
- Team Leadership
Timeline
Loan Closing Manager
Bank Of The Pacific
03.2024 - Current
Senior Mortgage Loan Closer
Bank Of The Pacific
02.2020 - 03.2024
Loan Processor
Skagit Bank/Banner Bank
01.2019 - 02.2020
Loan Closer/ Funder
Skagit Bank/Banner Bank
07.2016 - 12.2018
Loan Funder/ Processor
Peoples Bank
05.2012 - 07.2016
High School Diploma -
Alief Hastings High School
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