Summary
Overview
Work History
Education
Skills
Languages
Timeline
Generic

Cecilia Garcia

Houston,TX

Summary

I'm a committed professional with a history of meeting company needs with consistent and organized practices. Skilled in working under pressure and adapting to new situations and challenges to best enhance the organizational brand.

Overview

4
4
years of professional experience

Work History

Post Closing Specialist

NRL Mortgage
Houston, TX
02.2022 - Current
  • Document review: Thoroughly examining all signed loan documents for accuracy, completeness, and compliance with lender guidelines and regulatory requirements.
  • Data validation: Checking that all loan information entered into the system matches the physical documents.
  • Missing information follow-up:Identifying and obtaining any missing documents or information from borrowers, title companies, or other parties.
  • Title insurance review: Verifying the accuracy of title insurance policies and ensuring proper coverage.
  • Investor reporting: Preparing loan files for delivery to the designated investors according to their specific guidelines.
  • Quality control checks: Identifying and resolving any discrepancies or errors found in the loan file.
  • Compliance monitoring: Ensuring all loan processes adhere to relevant state and federal regulations.
  • Customer communication: Answering borrower inquiries regarding post-closing details and addressing any concerns.
  • File management: Maintaining accurate and organized loan files throughout the post-closing process.

Mortgage Funder

Nrlmortgage
Houston, TX
09.2020 - 02.2022
  • Review and verify loan documents for accuracy and completeness
  • Ensure that all underwriting and pre-funding conditions are met
  • Coordinate with escrow and settlement agents
  • Prepare disbursements and wire instructions
  • Review settlement statements and closing disclosures
  • Fund loans according to bank approval and signed loan documents
  • Verify the availability of funds with banks and credit companies
  • Ensure that documentation for title reports, credit reports, appraisals, and inspections is complete
  • Monitor the status of shipped loans with investors
  • Obtain, review, and clear any conditions as requested by the investor
  • Communicate with all applicable roles and teams

Education

High School Diploma -

Stephen F. Austin High School
Houston, TX
05-1991

Some College (No Degree) - Addiction Counseling

University of Houston
Houston, TX

Skills

I have 10 years of experience in the following areas; Investor Delivery, Post-closing, loss mitigation, vendor relations, data analysis, quality control, contract management, process improvements, loan processing, admissions, collections and customer service I am a detail oriented individual with strong organizational and multi-tasking skills I have the ability to work under pressure and meet stringent deadlines on a consistent basis!

Languages

English
Native/ Bilingual
Spanish
Native/ Bilingual

Timeline

Post Closing Specialist

NRL Mortgage
02.2022 - Current

Mortgage Funder

Nrlmortgage
09.2020 - 02.2022

High School Diploma -

Stephen F. Austin High School

Some College (No Degree) - Addiction Counseling

University of Houston
Cecilia Garcia