Summary
Overview
Work History
Education
Skills
Education and Training
Timeline
Generic

CEDRIC ENGLISH

Boerne,TX

Summary

Finance Director with extensive experience in financial reporting and strategic planning at Fredericksburg Chevrolet GMC. Proven expertise in contract negotiation and compliance management, driving profitability through data analysis and process improvement. Strong relationship builder with stakeholders, focused on enhancing operational efficiency and customer satisfaction.

Overview

35
35
years of professional experience

Work History

FINANCE DIRECTOR

FREDERICKSBURG CHEVROLET GMC
FREDERICKSBURG, TX
08.2024 - 05.2025
  • Managed the preparation of all external financial reporting including audited financial statements.
  • Performed complex analyses of operational data to evaluate efficiency effectiveness within the organization.
  • Developed strategies to improve profitability by analyzing business processes and recommending solutions.

FINANCE DIRECTOR/Automotive Finance Manager

LONESTAR AUTO GROUP
San Antonio, TX
03.2008 - 11.2023
  • Reviewed financial reports for accuracy and completeness in compliance with Generally Accepted Accounting Principles.
  • Negotiated contracts with vendors for services such as banking relationships or technology solutions.
  • Provided guidance and advice on the best financing options available for customers.
  • Coordinated training sessions for employees on proper handling of automobile loan paperwork.
  • Negotiated loan terms and conditions with banks, credit unions, and other lending institutions.
  • Advised customers on the benefits and drawbacks of different types of automotive loans.
  • Resolved customer complaints regarding auto financing services in a timely manner.
  • Analyzed customer credit histories in order to determine eligibility for loans.
  • Analyzed industry trends in order to identify areas that offer potential growth opportunities.
  • Developed strategies to increase auto finance sales volume while maintaining profit margins.
  • Prepared and presented financial reports to upper management.
  • Ensured compliance with all applicable state and federal regulations pertaining to auto financing services.
  • Processed applications for new vehicle loans efficiently and accurately.
  • Reviewed contracts for accuracy prior to signing by customers.
  • Developed relationships with third-party vendors who provided additional products or services related to automotive finance.
  • Fostered a culture of transparency and honesty in all financial dealings to build trust with customers and colleagues.
  • Developed and maintained strong relationships with banks, credit unions, and other financial institutions.

Military Pay Technician

USAF
SAN ANTONIO, TX
08.1990 - 08.1994
  • Provided operational oversight of personnel, equipment, and resources.
  • Prepared detailed reports on operational status, accomplishments, and issues.
  • Identified areas where improvements could be made within the organization.

Education

Associate of Science -

Webster University
St Louis, MO

Skills

  • Risk Management
  • Reporting
  • Compliance Monitoring
  • Contract Preparation
  • Regulatory compliance understanding
  • Customer Relations
  • Attention to Detail
  • Credit History Review
  • Terms Definition
  • Product Education
  • Loan Processing Coordination
  • Application Review
  • Creditworthiness Determination
  • Financial History Analysis
  • Income Evaluation
  • Analytical Thinking
  • 10-Key Data Entry
  • Client Interview
  • Self Motivation
  • Time management abilities
  • Financial reporting
  • Strategic planning
  • Data analysis
  • Compliance management
  • Contract negotiation
  • Team leadership
  • Process improvement
  • Problem solving
  • Decision making
  • Relationship building

Education and Training

other

Timeline

FINANCE DIRECTOR

FREDERICKSBURG CHEVROLET GMC
08.2024 - 05.2025

FINANCE DIRECTOR/Automotive Finance Manager

LONESTAR AUTO GROUP
03.2008 - 11.2023

Military Pay Technician

USAF
08.1990 - 08.1994

Associate of Science -

Webster University

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