Finance Director
Open To Work
Margarita wallace
Allstar Kia Of San Bernardino
OAK HILLS,CA
1
Language
19
years of professional experience
Strategic finance professional with a strong background in F&I leadership, lender negotiations, and regulatory compliance. Recognized for mentoring teams, solving complex issues, and building trusted banking relationships that support growth and cash flow.
Work History
Finance Director
18 Years 11 Months- directed dealership finance operations, ensuring accurate deal structuring, funding, and compliance with lending requirements.
- Oversaw F&I processes while maintaining consistent adherence to dealership policies and regulatory standards.
- Collaborated with sales leadership to streamline deal approval processes supporting product penetration and customer financing options.
- Reviewed contracts, titling documents, and lender paperwork to prevent errors and funding delays.
- Managed relationships with banks and finance sources to streamline credit decisions and funding workflows.
- Strengthened internal controls across finance office functions to improve accuracy in reporting and deal reconciliation.
- Mentored junior finance team members, fostering a culture of continuous learning and professional development within the department.
- Managed company cash flow by monitoring daily transactions and optimizing working capital.
- Led successful negotiations on financing terms, resulting in lower interest rates and improved cash flow for the organization.
- Introduced software tools and process improvements to mitigate loss and drive operational growth.
Education
High School Diploma
Associate of Arts - Marriage And Family Therapy/ General Education
Skills
Cash flow management
Working capital management
Profitability analysis
Risk management
Risk assessment
Compliance monitoring
CDK and Dealertrack expertise
Collections actions
Cash handling expertise
Team leadership
Client relationship management
Attention to detail
Critical thinking
Problem-solving abilities
Multitasking
Reliability
Eager to learn
Languages
Spanish
Native or Bilingual
Timeline
Finance Director
Allstar Kia Of San Bernardino
12.2007 - CurrentRead More
Garey High School
High School Diploma
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Life Pacific University
Associate of Arts from Marriage And Family Therapy/ General Education
Read More