Summary
Overview
Work History
Education
Skills
Timeline
Generic

Charles Hubbard

Summary

Dynamic professional with extensive experience as a Senior Credit Analyst at WFS Financial Services, leveraging strong analytical skills and quick thinking to enhance credit evaluation processes. Proven track record in improving operational efficiency and customer satisfaction while training teams to excel in their roles. Adept at maintaining compliance and driving results through dependability.

Overview

38
38
years of professional experience

Work History

Ancient Coin Dealer

Self-employed
08.2006 - 04.2025

Bought, sold, photographed and studied ancient Greek and Roman coins. First began at UCLA in 1983 while studying history.

Senior Credit Analyst

WFS Financial Services
03.1996 - 08.2006
  • Analyzed customer data such as credit status and income to determine level of risk involved for extending credit.
  • Complied with internal controls and government regulations.
  • Streamlined the loan approval process by effectively collaborating with sales, underwriting, and operations teams.
  • Analyzed credit scores to determine borrowers' creditworthiness.
  • Reviewed credit reports to comprehensively view borrowers' credit history and identify potential red flags.
  • Trained staff to evaluate credit applicants.

Branch Manager

Nationscredit Fincancial Services
07.1987 - 06.1996
  • Continuously monitored branch performance against key performance indicators, taking corrective actions as needed to ensure objectives were met or exceeded.
  • Maintained friendly and professional customer interactions.
  • Improved customer satisfaction ratings by enhancing service quality and resolving client issues promptly.
  • Oversaw daily operations for streamlined efficiency, ensuring timely execution of tasks and optimal resource allocation.
  • Evaluated employee performance regularly through appraisals and feedback sessions to facilitate continuous development of skills and knowledge base within the team.
  • Hired and trained new staff members.
  • Performed in field marketing.

Education

Bachelor of Arts - Economics And History

University of California, Los Angeles
Los Angeles, CA
05-1984

Skills

  • Memory retention
  • Dependability
  • Strong hand-eye coordination
  • Quick thinking

Timeline

Ancient Coin Dealer

Self-employed
08.2006 - 04.2025

Senior Credit Analyst

WFS Financial Services
03.1996 - 08.2006

Branch Manager

Nationscredit Fincancial Services
07.1987 - 06.1996

Bachelor of Arts - Economics And History

University of California, Los Angeles
Charles Hubbard