Charlotte DeRoon
Chicago Title of Oklahoma
Oklahoma City,OK
16
years of professional experience
Experienced escrow and mortgage processing professional with 15+ years in real estate transactions, compliance management, and title review. Known for strong attention to detail, lender communication, and accurate file coordination.
Professional with significant experience in escrow processing, prepared for this role. Skilled in managing real estate transactions, ensuring compliance with legal regulations, and maintaining accurate records. Strong focus on team collaboration and achieving results. Known for reliability, adaptability, and effective communication.
Work History
Escrow Processor
6 Years 8 Months- Reviewed title commitments, deeds, and lender instructions to ensure complete escrow accuracy.
- Coordinated payoff requests, lien releases, bank deposits, and wire instructions for optimal funding schedules.
- Resolved title defects, satisfied outstanding liens, and ordered comprehensive title reports.
- Maintained open communication with agents, lenders, and clients to streamline complex settlement processes.
- Identified and implemented workflow improvements to boost internal operational efficiency and regulatory compliance.
Escrow Post Closer
1 Year 2 Months- Reviewed title commitments, deeds, and lender instructions to ensure complete escrow accuracy.
- Coordinated payoff requests, lien releases, bank deposits, and wire instructions for optimal funding schedules.
- Resolved title defects, satisfied outstanding liens, and ordered comprehensive title reports.
- Maintained open communication with agents, lenders, and clients to streamline complex settlement processes.
- Identified and implemented workflow improvements to boost internal operational efficiency and regulatory compliance.
Mortgage Loan Processor
5 Years 2 Months- Processed complex mortgage applications by verifying borrower income, asset, credit, and disclosure documents.
- Analyzed borrower financial data and risk factors before submitting completed packages to underwriting for approval.
- Coordinated third-party appraisals and title services to maximize pipeline efficiency and meet strict turnaround times.
- Maintained full compliance with federal regulations, privacy mandates, and secondary market standards (including VA loans).
Escrow Processor
2 Years 3 Months- Assembled files, verified buyer funds, and drafted accurate settlement statements/closing documentation.
- Researched public records for title issues, tax liens, judgments, and boundary disputes to safeguard transactions.
- Interpreted contract terms and satisfied all escrow guidelines prior to the final disbursement of funds.
Education
High School Diploma
Skills
Transaction Management: Escrow & Mortgage Processing
Closing Coordination
Wire & Lien Management
Compliance & Legal: Title Review
Title Clearance
Title Insurance Criteria
Legal Adherence
Operations: Workflow Optimization
Property Research
Contract Analysis
Customer & Lender Relations
Timeline
Escrow Processor
Chicago Title of Oklahoma
02.2020 - 10.2026Read More
Escrow Post Closer
Stewart Title & Escrow
11.2018 - 01.2020Read More
Mortgage Loan Processor
Prosperity Bank
07.2013 - 09.2018Read More
Escrow Processor
Chicago Title of Oklahoma
04.2011 - 07.2013Read More
Noble High School
High School Diploma
Read More
References
REFERENCES
available upon request.