Summary
Overview
Work History
Education
Skills
Timeline
CustomerServiceRepresentative

Cheryl Clark

Murfreesboro,TN

Summary

Hardworking Life Insurance Underwriter with over 43 years of experience in the life insurance industry. Experience with underwriting reinstatements and reviewing claims. Excellent reputation for resolving problems and improving customer satisfaction. Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Overview

43
43
years of professional experience

Work History

Senior Life Underwriter Consultant

IBU, Inc
10.2007 - Current
  • Documented underwriting decisions and provided evidence of compliance with applicable regulations.
  • Provided excellent customer service by addressing inquiries promptly and offering comprehensive explanations of underwriting decisions.
  • Made approval and denial recommendations up to $7,000,000 by determining accurate risk levels.
  • Conducted regular audits of underwriting files to ensure accuracy, compliance, and consistency in decision-making processes.
  • Assisted in developing training materials used to educate new hires on essential job functions, contributing to their successful onboarding and integration into the team.
  • Achieved faster turnaround times in application processing by optimizing workflows within the underwriting department.
  • Mentored 10 junior underwriters, providing guidance on best practices and improving overall team performance.
  • Supported review and acceptance or denial of new or renewal business.
  • Streamlined underwriting processes by creating standardized templates for evaluating applicant qualifications.
  • Evaluated applications to determine insurance coverage and appropriate risk classifications.
  • Monitored underwriting teams' performance and provided mentoring to achieve personal and department production goals.
  • Helped meet changing demands by recommending improvements to business systems or procedures.
  • Evaluated staff performance and provided coaching to address inefficiencies.

Education

No Degree - Speech, Medical Terminology

College of Lake County
Grayslake, IL

High School Diploma -

Carmel High School For Girls
Mundelein, IL
05.1976

Skills

  • Underwriting guidelines
  • Analyzing data
  • Documentation Review
  • Risk Assessment
  • Quality Assurance
  • Application Review
  • Relationship Building
  • Risk Management
  • Caseload Management
  • Decision-Making
  • Time Management
  • Reliability

Timeline

Senior Life Underwriter Consultant

IBU, Inc
10.2007 - Current

No Degree - Speech, Medical Terminology

College of Lake County

High School Diploma -

Carmel High School For Girls
Cheryl Clark