Summary
Overview
Work History
Education
Skills
Timeline
Generic

Cheryl Holt

Noblesville,IN

Summary

Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance.

Overview

18
18
years of professional experience

Work History

Title Curative Supervisor

Robertson, Anschutz, Schneid, Crane & Partners
01.2014 - 08.2023
  • Created and maintained our department’s extensive Title Training Guide
  • Created and maintained a State Title Curative Matrix that assisted our team with state specific title curative
  • Responsible for the training and development of new hires
  • Reviewed title searches and identified title defects
  • Provided continuing education on title related subject matter and processes & procedures
  • Prepared quarterly vendor training reporting for our clients
  • Assisted in reviewing title claim denial letters to determine if a supplemental title claim is needed
  • Reviewed contested pleadings to determine if the priority or validity of our client’s lien was being challenged and escalated appropriately
  • Prepared and submitted for all case summary, charge-offs, and settlements for title related matters
  • Communicated with Title Insurance Companies on settling title claims
  • Collaborated with Foreclosure vendors on settling litigated title matters
  • Assisted in reviewing Quiet Title Complaints for accuracy prior to submitting them to our client for execution.


Foreclosure Manager

Nationstar Mortgage LLC
02.2013 - 01.2014
  • Responsible for the leadership of foreclosure staff members to produce profit, revenue and productivity – while reducing expenses and turnover of employees vs. budgeted goals
  • Review loans and monitor department calls and exception reports for quality purposes
  • Responsible for the training, development and performance reviews of all employees within the foreclosure department
  • Monitor and manage foreclosure timelines to ensure deadlines are met
  • Ensure that foreclosure procedures conducted are in compliance with Company requirements as well as state and federal guidelines
  • Manage the workflow to ensure equal distribution amongst staff and delegate special projects to boost efficiency
  • Prepare daily, weekly and monthly reports detailing number of accounts, statuses, and profit/loss
  • Supervise and conduct Human Resources program for the foreclosure department including hiring, training, performance evaluation, merit review, employee discipline, compensation, affirmative action and related matters
  • Negotiate opportunities to shorten timeline, drive performance and minimize loss
  • Review the performance and productivity of 13 attorney firms by scheduling weekly conference calls and by traveling to firm locations out of state on a case by case basis

Foreclosure Specialist

Aurora Bank FSB
07.2011 - 02.2013


  • Assistant Team Lead on OCC Independent Foreclosure Review Project.
  • Developed “Lookback Document Guide” for company training and collaboration.
  • Established excellent working relationships with attorneys, employees, and Senior Management.
  • Responsible for timely processing of activities & responsiveness of alerts to ensure Foreclosure Timeline Management is met.
  • Minimize losses through management of attorney to ensure Foreclosure process is consistently progressing.
  • Responsible for special projects and reporting required by investors.
  • Ensure accounts are properly documented with actions taken, correspondence, and explanation of delay, if any. Ensure compliance with all state and investor requirements.


Escrow Officer/REO Coordinator

Security Title Services, LLC
10.2005 - 03.2011
  • Responsible for clearing liens and judgments on title
  • Obtained loan payoff statements and requesting HELOCs to be closed
  • Responsible for the issuance of Closing Protection Letters to Lenders
  • Processed real estate purchase agreements and prepared legal documents such as warranty deeds on transactions
  • Networked with multi-county agencies, county officials, lenders, attorneys, and agents to coordinate closings
  • Ensured that all parties fulfilled their legal and financial obligations before funds were disbursed and escrow transactions completed
  • Facilitated the hold and transfer of funds for buyers, sellers and lenders
  • Resolved client and post-closing concerns with established contacts and direct communication with customers
  • Assisted with typing Owner and Loan Policies.
  • Scheduled closing appointments for seller and buyer or arranged for delivery of documents for out of area closings.
  • Prepared documents for closing and handled complete disbursement and follow up of escrow transactions.
  • Returned executed loan packages to lender for review and approval in accordance with lender instructions.
  • Checked signatures and legal descriptions for accuracy and integrity.
  • Communicated requirements and title exception information to clients.
  • Followed industry standard escrow procedures and maintained awareness of regulations governing escrow process.
  • Set up escrow transactions, processed deposits and mailed out forms and preliminary title reports for review.

Education

High School Diploma -

Crawfordsville High School
1996

Skills

  • Excellent Communication
  • Problem-solving
  • Delegation and Supervision
  • Computer Research
  • Policy and Procedure Modification
  • Time Management
  • Special Projects
  • Employee Evaluation
  • Workflow Planning
  • Staff Supervision
  • Training and Development
  • Organization and Planning

Timeline

Title Curative Supervisor

Robertson, Anschutz, Schneid, Crane & Partners
01.2014 - 08.2023

Foreclosure Manager

Nationstar Mortgage LLC
02.2013 - 01.2014

Foreclosure Specialist

Aurora Bank FSB
07.2011 - 02.2013

Escrow Officer/REO Coordinator

Security Title Services, LLC
10.2005 - 03.2011

High School Diploma -

Crawfordsville High School
Cheryl Holt