CHRISTI MARKER
Odessa,Texas
Summary
Senior mortgage lending professional with 24+ years of experience developing business and guiding residential loan files from initial review through closing. Deep working knowledge of conventional, FHA, VA, USDA, down-payment-assistance, manufactured-housing, and investor loan programs. Experienced in pipeline management, regulatory awareness, process improvement, and resolving complex appraisal, title, credit, income, asset, and closing issues. Seeking to transition into a non-sales role where extensive lending knowledge can strengthen operations, compliance, quality control, training, or loan review.
Overview
1
1
Certification
8
8
years of professional experience
Work History
Senior Mortgage Lender
Nations Lending Corporation
03.2024 - Current
- Manage residential mortgage production, customer relationships, and loan files from qualification through underwriting and closing.
- Guide borrowers and business partners through guidelines, documentation requirements, and complex loan scenarios.
- Monitor personal pipeline movement, identify operational risks, escalate time-sensitive issues, and coordinate resources to support accurate, timely closings.
- Interpret conventional, FHA, VA, USDA, down-payment-assistance, and specialty-program requirements and provide practical guidance to internal and external partners.
- Maintain focus on documentation quality, compliant practices, customer experience, and productive relationships with operations and real estate professionals.
Senior Mortgage Lender
Highlands Residential Mortgage, Ltd.
09.2022 - 03.2024
- Managed mortgage production priorities, personal pipeline visibility, business-partner relationships, and day-to-day issue resolution.
- Supported customers and business partners through product guidance, workflow coordination, and clear communication regarding file quality and requirements.
- Evaluated borrower qualifications and structured mortgage solutions in accordance with investor, agency, and company requirements.
- Analyzed documentation for completeness and accuracy while proactively addressing underwriting conditions, compliance concerns, and closing obstacles.
Senior Mortgage Lender
DHI Mortgage Company, Ltd.
12.2021 - 09.2022
- Managed lending and sales activity in a deadline-driven builder environment, aligning production priorities with contract and closing requirements.
- Coordinated closely with borrowers, loan operations, underwriting, construction, title, and closing teams to keep transactions moving.
- Reviewed personal pipeline, monitored conditions and potential delays, and drove timely resolution of documentation and closing issues.
- Explained complex mortgage requirements clearly while maintaining strong customer, builder, and internal business relationships.
Senior Mortgage Lender
Gateway First Bank
04.2018 - 12.2021
- Managed mortgage sales and lending activities, including business development, pipeline management, borrower guidance, and customer experience.
- Built and maintained referral relationships while reinforcing strong service expectations and compliant business practices.
- Partnered with processing, underwriting, closing, and other operational teams to clear conditions and prepare accurate files for closing.
- Applied sound credit judgment, program knowledge, and escalation management to resolve complex borrower and transaction issues.
Education
Associate of Science - Economics
Amarillo College
Amarillo, TX05-1994
Skills
- Branch Management
- Team Leadership
- Recruiting and Onboarding
- Coaching and Development
- Sales Management
- Business Development
- Pipeline Oversight
- Mortgage Operations
- Loan File Review
- Guideline Interpretation
- Regulatory Compliance
- Quality Control
- Credit and Income Analysis
- Risk Identification
- Escalation Resolution
- Process Improvement
- Training and Mentoring
Certification
Nationwide Multistate Licensing System & Registry (NMLS) — Individual NMLS #176993
Timeline
Senior Mortgage Lender
Nations Lending Corporation
03.2024 - Current
Senior Mortgage Lender
Highlands Residential Mortgage, Ltd.
09.2022 - 03.2024
Senior Mortgage Lender
DHI Mortgage Company, Ltd.
12.2021 - 09.2022
Senior Mortgage Lender
Gateway First Bank
04.2018 - 12.2021
Associate of Science - Economics
Amarillo College