Christina Shrecengost
Senior Mortgage Processor
Fort Walton Beach,FL
Summary
Manages high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, employment, and financial histories for each applicant. Self-motivated and reliable with excellent teamwork, problem-solving and organizational skills.
Overview
10
10
years of professional experience
2
2
Certification
Work History
Remote Senior Mortgage Processor
New American Funding
2020.08 - 2021.05
- Calculated, reviewed and corrected errors on closing costs.
- Prepared file for final clear-to-close by branch management.
- Collaborated with underwriters to expedite loan approvals, resulting in faster closings for clients.
- Managed a high-volume pipeline of loans, prioritizing tasks for optimal efficiency and client satisfaction.
- Communicated with originator and applicant concerning progress of loan file.
Remote Loan Processor
Holland Mortgage Advisors
2020.02 - 2020.07
- Processed loan applications and monitored progress from start to finish.
- Increased customer satisfaction with timely responses to inquiries and providing thorough explanations of loan processes.
- Utilized loan origination software to process and track loan applications.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Facilitated communication with loan applicants, underwriters and loan officers to optimize process and maintain updated information.
Mortgage Loan Processor/Mortgage Closer
Eglin Federal Credit Union
2018.04 - 2019.06
- Processed mortgage loan applications accurately and successfully.
- Coordinated closing process with attorneys, title companies, and government clerks.
- Calculated debt-to-income ratios to determine maximum loan amounts and avoid overextending applicants.
- Interviewed loan applicants to obtain personal and financial data to assist in completing applications.
- Calculated, reviewed and corrected errors on interest, principal and closing costs.
Remote Mortgage Processor
Success Mortgage Partners Inc.
2016.07 - 2017.11
- Prepared loan documents and explained terms to clarify loan conditions and requirements with applicants.
- Confirmed applicants met lender requirements to repay loans by reviewing applications to determine eligibility.
- Collected and compiled paperwork such as title abstracts, insurance paperwork, loan files and tax histories.
- Ensured accuracy of loan documentation, meticulously cross-checking figures and calculations before submission for approval.
- Reduced loan application processing time by diligently reviewing and verifying applicant information.
Mortgage Loan Processor
Navy Federal Credit Union
Pensacola , FL
10.2011 - 10.2012
- Receive loan application and review for completeness.
- Send 3 day disclosures and request initial documents.
- Submit loan to underwriter for conditional approval.
- Request appraisal, title work and additional documents.
- Submit loan for final review and CTC.
- Send loan to closing department.
Education
Associate of Arts - Liberal Arts And General Studies
Northwest Florida State College
Niceville, FL05.2010
Skills
- Title Review Expertise
- Application Review
- Pipeline Management
- Problem-solving abilities
- Appraisals
- Employment Verification
- Loan Origination Systems
- Residential mortgage lending regulations
- Professional Demeanor
- Mortgage Closing Scheduling
- Desktop Underwriter
- Property Appraisals
- Microsoft Office
- Lending Software Systems
- Document Review
- Pipeline Management Experience
- Loan Disbursement
- Loan Program Knowledge
- Goal Setting
- Time Management
Certification
- Certificate for 20 Hour SAFE Comprehensive Course.
- Certificate of Completion for 1st Mortgage and VA Processing.
Languages
Spanish
Bilingual or Proficient (C2)
Timeline
Remote Senior Mortgage Processor
New American Funding
2020.08 - 2021.05
Remote Loan Processor
Holland Mortgage Advisors
2020.02 - 2020.07
Mortgage Loan Processor/Mortgage Closer
Eglin Federal Credit Union
2018.04 - 2019.06
Remote Mortgage Processor
Success Mortgage Partners Inc.
2016.07 - 2017.11
Mortgage Loan Processor
Navy Federal Credit Union
10.2011 - 10.2012
Associate of Arts - Liberal Arts And General Studies
Northwest Florida State College
- Certificate for 20 Hour SAFE Comprehensive Course.
- Certificate of Completion for 1st Mortgage and VA Processing.
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