CHRISTINE FAETH
Temecula,California
Summary
Committed job seeker with a history of meeting company needs with consistent and organized practices. Over 12 years of experience supporting commercial credit needs in the wholesale automotive finance and banking industries. Top strengths in credit analysis, both verbal and written communication and training staff. I took time away from my professional career to raise children.
Overview
10
10
years of professional experience
Work History
Commercial Credit Manager
NISSAN MOTOR ACCEPTANCE CORPORATION
Torrance, California
09.2001 - 09.2004
- Promoted to Commercial Credit Manager
- Managed a $1.2 billion commercial loan portfolio, including vehicle inventory floorplan lines of credit, construction/mortgage loans, equipment loans, daily rental lines, and working capital loans/revolving lines of credit
- Supervised and developed subordinate credit analyst staff of 4 to ensure proper workflow
- Led department to provide reports to investment bankers for portfolio ABS issuance
- Wrote database queries in SQL to successfully create ad-hoc reports in Microsoft Excel.
Senior Commercial Credit Analyst
NISSAN MOTOR ACCEPTANCE CORPORATION
Torrance, California
09.1998 - 08.2001
- Promoted to Senior Commercial Credit Analyst
- Created and conducted training sessions on financial statement analysis and loan programs.
- Analyzed financial statements, credit reports and other relevant documents to assess the creditworthiness of customers.
Commercial Credit Analyst
NISSAN MOTOR ACCEPTANCE CORPORATION
Torrance, California
10.1994 - 08.1998
- Responsible for the analysis, underwriting, and documentation of secured commercial credit facilities for dealership and daily rental companies
- Reviewed appraisals, credit reports including Dun and Bradstreet, title reports, Phase I environmental audit reports and financial statements
- Identified areas requiring further investigation or additional information from customers.
- Prepared credit recommendation and orally presented package before the Credit Committee.
Education
Bachelor of Arts - Economics/International Area Studies
University of California, Los Angeles
06.1992
Skills
- Commercial Portfolio Management
- Document Management
- Credit Risk Management
- Account Management
- Mentoring And Training
- Credit Reports
- Risk Analysis
- Application Review
- Research And Due Diligence
Timeline
Commercial Credit Manager
NISSAN MOTOR ACCEPTANCE CORPORATION
09.2001 - 09.2004
Senior Commercial Credit Analyst
NISSAN MOTOR ACCEPTANCE CORPORATION
09.1998 - 08.2001
Commercial Credit Analyst
NISSAN MOTOR ACCEPTANCE CORPORATION
10.1994 - 08.1998
Bachelor of Arts - Economics/International Area Studies
University of California, Los Angeles
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