Christopher Kovats
Elyria,OH
Summary
Dynamic and detail-oriented professional with a strong background in customer service and document verification. Known for delivering exceptional service while ensuring compliance and accuracy in fast-paced environments.
Overview
2026
2026
years of professional experience
1
1
Certification
Work History
Closing Administrator
Washington Mutual Bank
Phoenix, AZ
2001 - 2003
- Reviewed loan documents for compliance with regulations and company policies.
- Coordinated with lenders, title companies, and clients to finalize loan closings.
- Prepared closing disclosures and ensured accuracy of financial statements.
- Communicated effectively with clients to address inquiries and resolve issues.
- Trained junior staff on closing procedures and best practices for efficiency.
Funding Specialist
Wells Fargo Home Mortgage
Phoenix, AZ
2003 - 2004
- Reviewed funding conditions and ensured all criteria were met.
- Coordinated with title companies for document retrieval and verification.
- Assisted internal departments with questions regarding loan status and documentation requirements.
- Reviewed loan packages to ensure accuracy of information and completeness of documents.
- Resolved post-closing issues related to loan funding discrepancies.
Underwriting Assistant
Wells Fargo Home Mortgage
Phoenix, AZ
2004 - 2006
- Processed mortgage applications and verified applicant information for compliance.
- Assisted underwriters in evaluating risks and determining loan eligibility.
- Coordinated communication between clients and mortgage professionals for timely updates.
- Maintained accurate records in underwriting systems for easy retrieval and review.
- Reviewed documents for completeness and identified discrepancies during processing.
Underwriter
Wells Fargo Home Mortgage
Phoenix, AZ
2006 - 2008
- Reviewed credit reports to determine borrower eligibility and financial stability.
- Implemented underwriting guidelines to maintain consistency in loan approvals.
- Communicated findings and decisions to brokers and borrowers in a clear, concise manner.
- Analyzed property appraisals to assess market value and potential risks.
- Verified accuracy of documentation such as income statements, tax returns, bank statements and other related documents.
Office Manager
W. S. Yoe's Nursery Inc.
Madison, OH
2008 - 2018
- Assisted with financial tasks, including invoicing and tracking expenses.
- Maintained communication with vendors to ensure timely deliveries.
- Trained new employees on office procedures and company policies.
- Supported customer service efforts by addressing inquiries and resolving issues.
- Managed daily office operations and maintained efficient workflow processes.
Server/Bartender
The Verrado Grille
Buckeye, AZ
2018 - 2024
- Provided exceptional customer service in a fast-paced dining environment.
- Processed customer orders using point-of-sale systems efficiently.
- Trained new staff on restaurant procedures and service standards.
Private Dining Server/Bartender
Lockkeeper's Restaurant
Independence, OH
2024 - Current
- Provided exceptional service to high-profile customers in our private dining banquet rooms.
- Coordinated with kitchen staff to ensure timely and accurate order fulfillment.
- Trained in wine and liquor service in order to provide full and positive experiences to guests.
Education
Bachelor of Arts - Pre-law And Paralegal Studies
Kent State University
Kent, Ohio, OH01-1993
Skills
- Order fulfillment
- Customer service
- Point-of-sale systems
- Document verification
- Compliance review
- Client communication
Certification
Paralegal Certificate
Timeline
Bachelor of Arts - Pre-law And Paralegal Studies
Kent State University
Closing Administrator
Washington Mutual Bank
2001 - 2003
Funding Specialist
Wells Fargo Home Mortgage
2003 - 2004
Underwriting Assistant
Wells Fargo Home Mortgage
2004 - 2006
Underwriter
Wells Fargo Home Mortgage
2006 - 2008
Office Manager
W. S. Yoe's Nursery Inc.
2008 - 2018
Server/Bartender
The Verrado Grille
2018 - 2024
Private Dining Server/Bartender
Lockkeeper's Restaurant
2024 - Current