Christy Garcia
Chicago,IL
Summary
Dynamic Credit Manager with a proven track record at Fulton Market Chicago and Economy Packing, excelling in strategic planning and risk assessments. Skilled in cash flow management and client relationship development. I built a high-performing team focused on accountability and continuous improvement, ensuring timely resolution of credit issues and optimizing collection efforts.
Overview
23
23
years of professional experience
Work History
Credit Manager
Fulton Market Chicago
03.2016 - Current
- Developed strategic plans for late payments, ensuring minimal loss and strong client relationships.
- Maximized cash flow for the company by monitoring outstanding debts and optimizing collection efforts
- Assessed requests for credit limit increases from customers and sales associates
- Work cross-functionally with sales, management, and other departments to maintain effective operations.
- Participated in internal audits to ensure adherence to corporate guidelines and regulatory requirements related to credit management activities.
- Ensured timely resolution of disputed accounts, working closely with internal and external stakeholders to maintain positive customer relationships.
- Built a high-performing credit management team with a strong focus on collaboration, accountability, and continuous development..
- Referred delinquent accounts to collections department or outside resources.
Credit Manager
Economy Packing
10.2002 - 03.2015
Education
Master Of Finance -
Loyola University of Chicago
Chicago, IL05.2002
International Business Management
Loyola University of Chicago
Chicago, IL05.2002
Skills
- Cash flow management
- Credit Analysis
- Policy implementation
- Risk assessment
- Mentoring and training
- Performance monitoring
- Records management
- Workflow coordination
Accomplishments
- Dramatically improved cash flow by achieving a 20 day decrease jn DSO within 90 days
- Implemented credit card and ACH automated processing to further improve cash flow and minimize risk.
Languages
English
Native or Bilingual
Spanish
Full Professional
Timeline
Credit Manager
Fulton Market Chicago
03.2016 - Current
Credit Manager
Economy Packing
10.2002 - 03.2015
Master Of Finance -
Loyola University of Chicago
International Business Management
Loyola University of Chicago
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