I have worked in credit and retail management for the last 10 years. I'm dedicated and confident in my ability to maintain a positive work environment while getting the job done.
Overview
12
12
years of professional experience
Work History
Credit Manager
Farmers Home Furniture
01.2024 - Current
Negotiated payment plans with delinquent customers to minimize losses while maintaining positive client relationships.
Work cross-functionally with sales, management, and other departments to maintain effective operations.
Improved credit risk management by implementing effective underwriting policies and procedures.
Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Participated in internal audits to ensure adherence to corporate guidelines and regulatory requirements related to credit management activities.
Investigated and evaluated customers for creditworthiness and potential risk factors.
Developed strong relationships with clients through professional communication and timely resolution of credit issues.
Managed the entire end-to-end credit approval process from application review through contract negotiation and final execution.
Managed the credit department; assigned areas for each employee, planned schedules, and trained employees.
Credit Manager
Farmers Home Furniture
04.2016 - 12.2023
See previous entry.
Relocated to Mobile
Lead Collector
Farmers Home Furniture
03.2012 - 01.2016
Established strong relationships with clients through clear communication and timely follow-ups on outstanding accounts.
Negotiated payment plans with delinquent customers, ultimately reducing outstanding debts.
Handled incoming customer service issues and coordinated repairs with our service technicians.
Took payments in the cash drawer and reconciled the daily deposit.