Chyvonne Griffin
Irmo,SC
Summary
Versatile loan processing professional specializing in applicant credit worthiness with a strong eye for detail. Currently manage high-volume loan paperwork in dynamic environments with high production, approval and customer relations targets. Expertise includes reviewing and validating personal, credit, and financial histories for each applicant. Self-motivated and reliable with excellent problem-solving and organizational skills.
Seeking a full-time position that offers professional challenges utilizing data accuracy skills, excellent time management and various credit knowledge.
Overview
6
6
years of professional experience
Work History
Loan Processor
Longbridge Financial- Reverse Mortgage
11.2021 - Current
- Prepare documents for underwriting by verifying client income, credit reports and other qualifying information.
- Process loans within various departments to achieve timely, accurate and fair proceedings.
- Provide quick turnaround times to maintain fast-past schedule.
- Handle any conditions sent from underwriting.
- Maintain compliance with privacy and security requirements, as well as federal statutes covering FHA and Platinum loans.
- Evaluate approvals against established bank and government lending standards.
- Meet daily, weekly, and monthly SLA's clearing 50% of monthly pipeline.
Loan Processor
CrossCountry Mortgage
02.2021 - 09.2021
- Processed Bond, Conventional, FHA, Jumbo, and VA loans.
- Processed documents received for each file, verifying accuracy and completeness of each document.
- Created initial Closing Disclosures on every loan.
- Prepared change of conditions forms, re-disclosing rate-lock and other loan changes.
- Support borrowers in every step of their loan process, keeping them encouraged and motivated, helping to fulfill underwriting conditions.
- Work closely with Underwriters, LOA's, LO's, and Borrowers, serving as liaison between all parties making sure we get to close timely and accurately.
- Pipeline usually between 25-35, closing average 22 per month Achieved clear-to-close within 2-3 weeks on average 70% of pipeline.
National Account Manager
Stanley Security, Stanley Black and Decker
06.2019 - 11.2020
- Provided pre-sales support to National Account Sales Managers developing quotes, prices and technical specification summaries, (SOW).
- Coordinated site survey process and assisted with sourcing external labor.
- Established parts and replacement part pricing per security project.
- Met key metric targets per national account
- Efficiently resolved sales, service and account issues to maximize customer satisfaction.
HR Personnel
Stanley Security, Stanley Black and Decker
01.2019 - 06.2019
- Researched employment trends of various industry careers.
- Drafted, edited, and finalized various company policies and guidelines.
- Collected, compiled, and analyzed HR data using associated metrics and statistics
- Managed manual and automated input of employee, benefits and business-related documentation.
- Supported meetings by taking notes, organizing minutes and writing summaries.
- Compiled data from personnel records and prepared reports to aid in key decision-making.
HR Generalist/Project Administrator
Belcan Engineering
05.2016 - 06.2018
- Conducted new-hire orientations.
- 401K and benefit training.
- Conducted exit interviews.
- Prepared local operation audits.
- Performed drug and background checks, I-9.
- Developed and conducted disciplinary actions and/or employee improvement plans
- Executed on-time, under-budget project management on complex financial issues for senior leadership.
- Compiled weekly and monthly spending reports, detailing all local office expenses.
- Answered employee inquiries related to insurance, pension plan, vacation, sick leave and employee assistance
Education
CMLP (National Association of Mortgage Processors)Certified Master Loan Processor -
CMLP
Florida2020
ASSOCIATE OF APPLIED SCIENCE - Liberal Arts, Independent Studies
SUNY Binghamton Broome County
Binghamton, NY2013
ASSOCIATE OF SCIENCE - Business Marketing and Sales, HR
SUNY Binghamton Broome County
Binghamton, NY2012
Skills
- Financial Data Analyzation
- Lending Regulations
- Loan Documentation
- Credit Risk Assessment Analysis
- Data Analysis
- Information Verification
- Financial Statements Expertise
- Loan Documentation and Policies
Timeline
Loan Processor
Longbridge Financial- Reverse Mortgage
11.2021 - Current
Loan Processor
CrossCountry Mortgage
02.2021 - 09.2021
National Account Manager
Stanley Security, Stanley Black and Decker
06.2019 - 11.2020
HR Personnel
Stanley Security, Stanley Black and Decker
01.2019 - 06.2019
HR Generalist/Project Administrator
Belcan Engineering
05.2016 - 06.2018
CMLP (National Association of Mortgage Processors)Certified Master Loan Processor -
CMLP
ASSOCIATE OF APPLIED SCIENCE - Liberal Arts, Independent Studies
SUNY Binghamton Broome County
ASSOCIATE OF SCIENCE - Business Marketing and Sales, HR
SUNY Binghamton Broome County
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