Smart financial professional applies strong problem-solving and decision-making skills in job tasks. Self-motivated with good understanding of evaluating credit history, financial strengths and risks.
Overview
10
10
years of professional experience
Work History
Business Underwriter
Caterpillar Financial Services Corporation
09.2021 - Current
Provide credit and underwriting support for large, complex debt transactions using financial methods designed to assess, identify, and then mitigate business risks associated with financing worldwide
Personally underwrote over $300M in financing per annum within 2.17 days of customer expectation date
Senior Credit Analyst
Caterpillar Financial Services Corporation
03.2019 - 08.2021
Underwrote over 20 lines of credit and transactions annually for customers with over $5M in exposure in the Harrisburg District and Corporate Pipeline accounts
Lead Credit Learning Committee and Probability of Default Team meetings and completed quarterly SOX audits
Participated in two process improvement projects implementing Lean methodology
Credit Analyst
Caterpillar Financial Services Corporation
03.2018 - 02.2019
Processed over 500 credit applications and lines of credit for customers in the Harrisburg district with exposure from $350K to $5M
Participated in Credit department events and joined the Credit Learning Committee
Team Leader
Ford Motor Credit Company
07.2016 - 03.2018
Motivated and supervised a team of (10-16) customer service representatives to ensure highest-quality customer service standards and collection of past dues
Led team meetings, team-building exercises and conducted individual performance reviews and career counseling
Ford Credit Leadership Development Program
Ford Motor Credit Company
07.2014 - 06.2016
Successfully completed three rotations through the core departments at Ford Motor Company's captive lending subsidiary
Customer Service Representative- Managed a portfolio of past due customers to prevent repossessions and reduce losses
Dealer Credit Analyst- Analyzed financial statements of dealerships to establish and monitor equipment lines of credit, capital loans, and mortgage loans
Dealer Services Analyst- Evaluated credit offerings for retail and lease customers to finance vehicles from dealerships; developed and maintained dealer relationships with Ford Credit by negotiating rates and approvals
Education
Bachelor of Science - Financial Management
Clemson University
05.2014
Skills
Lean Six Sigma
Microsoft Office Suite
Customer Service
Client Relationship Building
Risk Analysis
Team Motivation
Timeline
Business Underwriter
Caterpillar Financial Services Corporation
09.2021 - Current
Senior Credit Analyst
Caterpillar Financial Services Corporation
03.2019 - 08.2021
Credit Analyst
Caterpillar Financial Services Corporation
03.2018 - 02.2019
Team Leader
Ford Motor Credit Company
07.2016 - 03.2018
Ford Credit Leadership Development Program
Ford Motor Credit Company
07.2014 - 06.2016
Bachelor of Science - Financial Management
Clemson University
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