Experienced Credit Manager with a strong focus on credit assessments, policy development, and application review. Proven ability to reduce turnaround times and enhance decision-making accuracy.
Overview
17
17
years of professional experience
Work History
Credit Manager
Professional Packaging Systems Inc.
03.2003 - 03.2006
Managed credit assessments to evaluate customer risk profiles and enhance decision-making accuracy.
Developed and implemented credit policies that streamlined approval processes and reduced turnaround times.
Collaborated with sales teams to align credit terms with business goals and improve customer satisfaction.
Analyzed financial statements to assess creditworthiness, ensuring compliance with internal standards.
Monitored accounts receivable aging reports to identify potential delinquencies and take proactive measures.
Established relationships with clients to negotiate payment terms and resolve disputes effectively.
Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Devised collection recovery strategies to resolve customer issues and delinquent cases.
Managed the entire end-to-end credit approval process from application review through contract negotiation and final execution.
Credit Manager
Kevco
08.1998 - 05.2002
Analyzed credit applications to assess risk and determine eligibility for financing options.
Managed portfolio of accounts, ensuring compliance with company policies and industry regulations.
Developed and implemented credit policies that improved approval processes and reduced delinquency rates.
Led cross-functional teams to streamline credit assessment procedures, enhancing operational efficiency.
Credit Manager/Accounts Receivable Clerk
Shelter Components
01.1989 - 08.1999
Developed credit policies to mitigate risk and enhance financial stability.
Analyzed customer creditworthiness using advanced financial assessment tools.
Collaborated with sales and operations teams to streamline credit approval processes.
Implemented training programs for staff on credit management best practices.
Mentored junior team members, fostering professional growth and enhancing department efficiency.
Negotiated payment plans with delinquent customers to minimize losses while maintaining positive client relationships.