Clinton Horton
Fort Worth
Summary
Highly motivated Loan Processor and Leader that’s been a top performing processor and leader with a track record of being high producing and helping teams be top producing.
Overview
10
10
years of professional experience
Work History
Loan Processer
Digital Risk
Carrollton, Texas
07.2025 - Current
- Obtain documents and guide borrowers through the home refinance process
- Be the main point of contact to keep up good communication throughout refinance process
- Strong understanding of underwriting guidelines with FNMA and FHMLC
- Work closely with Home Mortgage Consultants to help make refinance easier for customers
- Meet SLA’s and call metrics for communication standards
Senior Relationship Banker
Simmons Bank
Saginaw, Texas
02.2024 - 07.2025
- Assist customers at teller line with various deposit and withdrawal requests
- Assist customers in opening new accounts both personal and small business
- Take inbound phone calls and assist callers with various requests
- Assist with various operations tasks throughout the branch as part of the leadership team
- Be knowledgeable in all retail key drivers and different retail growth opportunities
- Assist in operational tasks daily, weekly, monthly and quarterly throughout the branch
Fraud Specialist
Bank of America
Fort Worth, Texas
09.2022 - 07.2023
- Acts as a first resource for small businesses, including problem-solving regarding debit/credit card fraud
- Reviews and inspects debit/credit card reports
- Take inbound phone calls
- Customer service functions
- Assist team members with questions and concerns
Loan Processing Manager
Rand and Associates
Fort Worth, Texas
01.2022 - 07.2022
- Obtain documents and guide borrowers through the home refinance and purchase process
- Coordinate with closing and title companies to get loans through the closing process
- Strong understanding of underwriting guidelines with FNMA, FHMLC, FHA and VA
- Lead processing for multiple loan officers and created processing guidelines
- Keep track of loans closed and comp checks being sent from title companies
- Work with loan officers to coordinate and update their pipelines to ensure timely closings
Mortgage Loan Processor/Operations Manager
Stearns Lending
Fort Worth, Texas
09.2019 - 01.2022
- Obtain documents and guide members through the refinance process
- Coordinate with closing and title companies to get loans through the closing process
- Maintain an understanding of the FNMA, FHMLC, FHA and VA underwriting guidelines and cultivate good relationships with the department members
- Preserve strong communication skills with members and sales to create a smooth refinance process
- Subject matter expert for underwriting and system issues within processing department
- Lead processing team of 12 processor to be top performing team within 3 months of leading team
- Quick promotion to Team Leader then Operations Manager
Mortgage Loan Processor / Team Lead
Mr. Cooper
Irving, Texas
07.2016 - 08.2019
- Obtain documents and guide borrowers through the refinance process
- Maintain consistent communication with borrowers throughout processing and funding of their loan
- Coordinate with closing and title companies to get loans through the closing process
- Maintain an understanding of the FNMA, FHMLC, FHA and VA underwriting guidelines and cultivate good relationships with the department members
- Preserve strong communication skills with members and sales to create a smooth refinance process
- Quick promotion to Team Lead and helped to lead team of 10 processors to be top producing team for multiple months
Education
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Texas State University
San Marcos, Texasundefined
Joshua High School
Joshua, Texas05.2007
Skills
- Course in Leadership Training “Foundations of Leadership” During this course I gained a vital understanding of emotional intelligence, coaching and feedback, driving change, performance management, and communication
- Expert level knowledge of Fannie Mae, Freddie Mac, FHA and VA mortgage guidelines
- Word, Excel, Computer skills, Internet Explorer, Empower and Encompass
Community
Habitat for Humanity, Alvarado, Texas, 2007
Timeline
Loan Processer
Digital Risk
07.2025 - Current
Senior Relationship Banker
Simmons Bank
02.2024 - 07.2025
Fraud Specialist
Bank of America
09.2022 - 07.2023
Loan Processing Manager
Rand and Associates
01.2022 - 07.2022
Mortgage Loan Processor/Operations Manager
Stearns Lending
09.2019 - 01.2022
Mortgage Loan Processor / Team Lead
Mr. Cooper
07.2016 - 08.2019
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Texas State University
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Joshua High School