Cole Sparks
Chatsworth,GA
Summary
Goal-oriented individual with a background in sales and finance. Known for exemplary team-building and project oversight skills. Gifted at working with all types of personalities. Performance history of developing strong collaborative relationships and delivering impressive results.
Overview
3
3
years of professional experience
Work History
Credit Analyst
First National Community Bank
01.2024 - Current
- Underwrote credit memos detailing extensions of credit to customers.
- Met monthly credit memo quotas of 10+ to ensure timely and effective lending.
- Performed credit reviews on corporations to assess financial conditions.
- Attended credit-related training and conferences to stay informed about industry trends and developments.
- Analyzed customer data such as financial statements to determine level of risk involved for extending credit.
- Gathered loan documentation for underwriting.
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
Head of Financial Operations
Murray County Chamber of Commerce
05.2023 - 12.2023
- Planned and directed a budget of approximately $500,000, accounting and performance reporting for organization, and verified conformance with Chamber regulations and policies.
- Developed and modified financial plans and policies to achieve organizational goals and objectives.
- Checked payroll, vendor payments, commissions, and other accounting disbursements for accuracy and compliance.
- Assisted in community outreach to obtain and retain Chamber members.
- Helped with event planning to promote business and networking within the community.
Fitness Consultant
Workout Anytime Chatsworth
01.2022 - 04.2023
- Tracked progress of each client in secure filing system, diligently following confidentiality requirements.
- Provided client assessments to assess health goals.
- Prepared and inspected course equipment to verify safety and cleanliness before classes.
- Obtain leads and contact community members to reach monthly sales quotas of up to 30+ customers.
- Participate in regular sales training to stay up to date with best outreach practices.
- Cold call numerous customers to reach quotas of 100+ weekly membership pitches.
Education
BBA - Finance
Kennesaw State University
Kennesaw, GA12-2023
Skills
- Underwriting
- Judgmental lending
- Debt service models
- Financial statements expertise
- Negotiation
- Customer service
- Cold calling
- Relationship building
- Oral and written communications
- Microsoft Excel proficiency
- Problem-solving
- Excellent people skills
Timeline
Credit Analyst
First National Community Bank
01.2024 - Current
Head of Financial Operations
Murray County Chamber of Commerce
05.2023 - 12.2023
Fitness Consultant
Workout Anytime Chatsworth
01.2022 - 04.2023
BBA - Finance
Kennesaw State University
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