Results oriented Loan Processor / Loan Originator highly effective at coordinating documents and processes between Realtors, Borrowers and Third Party Individuals in the mortgage industry. Expert negotiator, problem solver and organizer. Over 40 years of experience in Loan Processing, Loan Originations and Management.
Overview
18
18
years of professional experience
Work History
Sr. Loan Processor
Crosscountry Mortgage Inc
Columbus, GA
02.2022 - Current
Reviewed and evaluated loan applications to ensure accuracy, completeness, and compliance with state and federal regulations.
Processed loan documents in a timely manner to meet closing deadlines.
Coordinated document preparation with attorneys, title companies, lenders, and other third parties as needed.
Verified credit reports for accuracy and completeness prior to loan approval.
Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
Responded promptly to customer inquiries regarding their loan status and requirements.
Sr. Loan Processor
MiLEND
Alpharetta, GA
01.2021 - 02.2022
Reviewed and evaluated loan applications to ensure accuracy, completeness, and compliance with state and federal regulations.
Processed loan documents in a timely manner to meet closing deadlines.
Coordinated document preparation with attorneys, title companies, lenders, and other third parties as needed.
Verified credit reports for accuracy and completeness prior to loan approval.
Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
Responded promptly to customer inquiries regarding their loan status and requirements.
Sr. Loan Processor
Prosperity Home Mortgage
Alpharetta, GA
11.2016 - 12.2020
Reviewed and evaluated loan applications to ensure accuracy, completeness, and compliance with state and federal regulations.
Processed loan documents in a timely manner to meet closing deadlines.
Coordinated document preparation with attorneys, title companies, lenders, and other third parties as needed.
Verified credit reports for accuracy and completeness prior to loan approval.
Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
Responded promptly to customer inquiries regarding their loan status and requirements.
Loan Processor III
BankSouth Mortgage
Duluth, GA
07.2015 - 11.2016
Reviewed and evaluated loan applications to ensure accuracy, completeness, and compliance with state and federal regulations.
Processed loan documents in a timely manner to meet closing deadlines.
Coordinated document preparation with attorneys, title companies, lenders, and other third parties as needed.
Verified credit reports for accuracy and completeness prior to loan approval.
Analyzed income documentation including pay stubs, W2s, tax returns, bank statements. to determine borrower's ability to repay the loan.
Responded promptly to customer inquiries regarding their loan status and requirements.
Mortgage Loan Officer
HomeServices Lending
Alpharetta, MN
09.2013 - 07.2015
Developed and maintained ongoing relationships with Berkshire Hathaway Georgia Properties real estate agents and their clients.
Responsible for meeting clients, discussing their mortgage objectives and guiding them through the process of obtaining a mortgage loan.
Duties entailed gathering and validating information, submitting to Loan Processing and following the loan process from start to finish ending with a satisfied Borrower and Real Estate Agent at the closing table.
Maintained current knowledge of secondary market trends, government programs and other available financing sources.
Evaluated existing customer accounts for refinancing opportunities or additional services offered by the company.
Resolved borrower complaints in a timely manner while providing excellent customer service.
Educated customers on various aspects of mortgage financing options available.
Branch Manager
Wachovia Mortgage FSB / Wells Fargo Mortgage
Columbus, GA
02.2006 - 09.2013
Originally started in this position with Wachovia Mortgage as a Mortgage Consultant; promoted to Branch Manager in 2007.
As a producing Branch Manager, I managed a team of approximately 10 Loan Officers
Upon Wachovia being purchased by Wells Fargo, I transferred over to Wells Fargo as a Producing Sales Manager, managing a team of six Loan Officers
Directed daily operations of the branch, including customer service, human resources, sales and marketing activities.
Reviewed loan applications to ensure accuracy and compliance with regulations.
Provided guidance and support to team members regarding problem resolution and customer service issues.
Skills
Encompass
Problem Resolution
VA/FHA/Conventional
Ga Dream / USDA
Supervisory / Management
Customer Service
Business Operations
Accomplishments
HomeServicesBankSouthMiLENDCrosscountry
Wachovia Mortgage #1 Nationwide new hire Loan Consultant - 2006
Wachovia Mortgage Most Improved Branch Production 2007 - 2008