Craig Cook

- Originate high -quality loans that meet FCM guidelines
- Build and nurture business relationships with local real estate agents and builders
- Assist customers with loan applications, including pulling credit reports
- Deliver presentations and training sessions to Realtors and builders
- Maintain open communication with borrowers and real estate agents throughout the loan process
- Provide prequalifications, letters, and disclosures for borrowers and explain them clearly
- Travel to establish contacts and maintain contacts across Central Texas.

• Conducted comprehensive credit analysis and underwriting procedures, resulting in the authorization and recommendation of suitable real estate and credit loans, while providing expert financial guidance to borrowers
• Maintained and managed a substantial loan portfolio, ensuring efficient account management and addressing overdrafts and delinquencies, culminating in a top-tier production value exceeding $5.6 million

• Conducted thorough credit analysis and underwriting processes to assess and authorize real estate and credit loan applications, ensuring adherence to financial regulations and prudent lending practices
• Managed a diverse loan portfolio, providing client financial counseling and overseeing account activities, including the resolution of overdrafts and delinquencies
• Acted as a Community Reinvestment Act (CRA) Officer, responsible for internal construction inspections and collaborating with builders to ascertain draw completion percentages for ongoing projects

• Conducted thorough credit analysis and underwriting for real estate and credit loan approvals, ensuring compliance with the Fair Lending Act and providing strategic borrower counseling
• Administered client portfolio management, effectively overseeing bank account operations and addressing overdrafts and loan delinquencies to maintain financial integrity

• Provided comprehensive financial guidance to retail clients, encompassing investment and insurance product sales, and facilitated the opening of new accounts
• Assisted clients with loan initiation processes, including mortgages, home equity loans, auto financing, and personal loans
• Delivered personalized banking solutions to meet individual client needs, enhancing customer satisfaction and loyalty