Daniel Arroyo
Jurupa Valley,CA
Summary
Bilingual Credit Analyst familiar with creating credit risk models. Eager to apply skills in account management and research to better gauge credit risk.
Overview
5
5
years of professional experience
Work History
Credit Analyst I /Credit Underwriter
Quick Bridge Funding
05.2023 - 06.2024
- Assessed credit risk and analyzed financial statements.
- Analyzed credit scores to determine borrowers' creditworthiness.
- Conducted financial review of customer lines of credit by assessing company financials and initiating credit application reviews.
- Enhanced credit risk assessment by conducting thorough financial statement analysis and cash flow projections.
- Worked in tandem with sales team and customers to negotiate payments and verify account reconciliations.
- Made decisions and recommendations about extending lines of credit.
IN N OUT Associate
IN N OUT
06.2021 - 05.2023
- Official store trainer
- Level 5 store associate
- Working in a fast-paced environment
- Attended regional training meetings and discussed employee progress and shared ideas on how to improve training.
- Monitored customers for signs of security concerns and escalated issues to management.
- Prioritized helping customers over completing other routine tasks in store.
- Big focus on strengthening team communication and emphasis on customer relationship.
NDT Tech level II
Amerapex
01.2019 - 01.2020
- Level II NDT inspector for Phillips 66 refinery
- Certified in various NDT methods including UT, PT, MT, and RT
- Knowledgeable in inspection and ASME procedures/guidelines
- Performed RT and experienced with dip tank/film processor
- I can analyze and interpret Isometric drawings
- Big focus on Organization and efficiency while working multiple tasks.
Skills
- Bi-lingual
- Experience in a leadership role
- Excellent verbal and written communication
- Typing speed 52 WPM
- Organizational Skills
- Interpersonal Skills
- Credit analysis
Timeline
Credit Analyst I /Credit Underwriter
Quick Bridge Funding
05.2023 - 06.2024
IN N OUT Associate
IN N OUT
06.2021 - 05.2023
NDT Tech level II
Amerapex
01.2019 - 01.2020
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