Accomplished Mortgage Loan Officer with 20+ years of experience in all aspects of sales technique and adaptability. Extensive real estate knowledge and success in client education. Adept at mathematical accuracy and following financial regulations. Yearly continuing education for maintaining licenses.
Hi, I’m
Daniel Sitek
Sr. Mortgage Consultant
Wayzata,MN
Summary
Overview
15
years of professional experience
1
Certification
Work History
Mortgage Capital Of Mn - NMLS # 324257
Senior Mortgage Consultant
07.2011 - Current
Job overview
- Conducted insightful market research, identifying new mortgage products tailored to meet specific client requirements and preferences.
- Developed and maintained relationships with customers, lenders and other third parties.
- Explained very technical financial information to applicants in easy to understand language.
- Negotiated favorable loan terms for clients, skillfully navigating interest rate fluctuations and securing competitive pricing.
- Enhanced client retention through consistent follow-up and timely communication, ensuring all questions were addressed promptly and accurately.
- Worked with underwriters to fix application problems and resolve issues.
- Proactively identified potential bottlenecks in loan process, implementing effective solutions that led to increased operational efficiency.
- Manage multiple loans on monthly basis while meeting company expectations.
- Researched and updated industry knowledge on changing legislation and regulations.
- Developed comprehensive financial plans for clients, analyzing their current situation and outlining strategies to achieve homeownership goals.
Summit Mortgage Corporation - NMLS# 1041
Senior Mortgage Consultant
03.2009 - 06.2011
Job overview
- Leveraged extensive knowledge of available loan products to match borrowers with optimal financing solutions that met their specific needs.
- Mentored junior consultants in industry best practices, enhancing their knowledge and skillsets.
- Assisted in development of innovative lending programs designed to attract niche markets or address unique borrowing situations for clients who may not qualify for traditional financing options.
- Negotiated favorable loan terms for clients by building strong relationships with lending institutions.
- Evaluated loan requests and documents to verify accuracy and completeness.
- Developed and implemented marketing campaigns to generate new business opportunities.
- Developed comprehensive financial plans for clients, analyzing their current situation and outlining strategies to achieve homeownership goals.
- Approved loan applications based on customer creditworthiness and provided detailed financial advice.
Education
Minnesota State University, MankatoMankato, MN
Bachelor of Arts from Business Marketing/Management
01.2000
University Overview
Skills
- Strategic Thinking
- Customer-Focused Selling
- Customer Satisfaction
- Problem Solving
- Presentations
- Originations
- Loan Closings
- Communication
- Document analysis
- Financial History Review
- Solid Relationship Building
- Income Evaluation
- Underwriting knowledge
- Comprehensive Credit Analysis
Affiliations
Affiliations
- Volunteer coach for Wayzata Hockey and Hamel Baseball
Certification
- Licensed Loan Officer - NMLS # 218241
Timeline
Senior Mortgage Consultant
Mortgage Capital Of Mn - NMLS # 324257
07.2011 - Current
Senior Mortgage Consultant
Summit Mortgage Corporation - NMLS# 1041
03.2009 - 06.2011
Minnesota State University, Mankato
Bachelor of Arts from Business Marketing/Management
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