Daryn Edgar
Yuma,AZ
Summary
I have been an Experienced Mortgage loan professional for over 13 years, Located in the small town of Yuma, AZ. I am preparing and looking forward to learning a new Market, new atmosphere and new opportunities. Along with my MLO license and experience , I will bring strong analytical skills and a deep understanding of the mortgage lending processes. I continue to Demonstrate strong focus on team collaboration and consistently achieving results, adapting to changing needs in the market with ease. I am Well-versed in regulatory compliance, processing, underwriting , doc preparation, customer service, and loan origination, I am valued at MortgageOne for reliability, commitment and ability to drive successful outcomes.
I Pride myself on a Team dynamics to make the customer ( borrower ) experience meaningful. I Value myself on trust, communication and expertise in the mortgage industry.
Loyal to colleges, realtors, business affiliates and company.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Licensed Mortgage Loan Officer
Mortgage One
Yuma, AZ
06.2012 - Current
- Managed the mortgage loan application process, focusing on regulatory compliance and alignment with lender policies.
- Conducted comprehensive evaluations of borrower creditworthiness to facilitate informed lending decisions.
- Established and maintained strong connections with clients, ensuring a seamless loan process experience.
- Coordinated efforts with real estate agents to optimize communication channels and reduce loan processing durations.
- Administered multiple loan applications, prioritizing adherence to deadlines and regulatory requirements to support operational efficiency.
- Provided exceptional customer service throughout the entire loan origination process, earning repeat business from satisfied clients.
- Engaged with underwriters to troubleshoot complex problems and enhance efficiency in the loan approval workflow.
- Reviewed and interpreted loan applications and credit reports to identify potential risks and determine borrower eligibility.
- Worked with underwriters to fix application problems and resolve issues.
- Translated technical financial data into straightforward explanations for applicants, ensuring clarity and comprehension.
- Managed loan processing and closure operations to guarantee all required documentation was obtained promptly.
Skills
- Goal oriented
- Document review
- Pipeline management
- Loan origination/ pricing and locking
- Mortgage underwriting
- Residential mortgage lending regulations and guidelines
- Document analysis, both borrower and 3 rd party items
- Credit checks and credit analysis
- Pre-approval process along with loan status updates
- Teamwork/ Team captain experience
- Attention to detail
- Problem-solving abilities
- Excellent communication with borrowers and Agents
- Desktop underwriter expert, work with both DU and LP
- Self motivation
- Analytical thinking
Certification
- MLO state and Federal license - 2013 License
Timeline
Licensed Mortgage Loan Officer
Mortgage One
06.2012 - Current