David Bardsley
Cedar Falls,IA
Summary
Organized, dependable and efficient team player seeking full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
Overview
14
14
years of professional experience
Work History
Senior Indirect Loan Officer
GreenState Credit Union
04.2012 - 09.2023
- Gathered credit report data and background information to analyze consumers credit history and debt to income ratio to make concise and consistent underwriting decisions regarding automobile loan applications.
- Approval or denial of loan applications follows comprehensive analyzes and communication is made to the dealer partner.
- Served as an underwriting consultant by providing assistance and support to indirect and centralized underwriters in addition to being a policy exception approver for other lenders.
- Establish and develop business by building strong rapport and relationships with an extensive large group of automobile dealerships in IA, IL and NE. Dealer visits/lunch and learn, phone call, emails and Temenos messages all contribute to continuous development.
- Consulted with VP of Indirect lending to determine specific revisions needed to ensure approval without compromise to risk/pricing.
Business Development Manager
Empower Credit Union
10.2009 - 10.2011
- Independently managed credit union office inside John Deere.
- Responsible for opening new accounts, obtaining and processing loans, analyzing credit bureaus' and knowledge of other financial products/services.
- Reached out to potential customers via telephone, email, and in-person inquiries.
- Generated new business with marketing initiatives and strategic plans.
- Established loyal relationships and rapport with key decision-makers within customer's organization to promote growth and retention while providing service second to none.
Education
Bachelor of Arts - General Studies
The University of Northern Iowa
Cedar Falls12.2007
Skills
- Business Development
- Financial Analysis Aptitude
- Underwriting Support
- Financial History Reviews
- Credit Bureau Information
- Team Player
- Document Analysis
- Customer Service
- Regulatory Compliance
- Excellent Time Management
- Lending Regulations
- Credit Application Review
Timeline
Senior Indirect Loan Officer
GreenState Credit Union
04.2012 - 09.2023
Business Development Manager
Empower Credit Union
10.2009 - 10.2011
Bachelor of Arts - General Studies
The University of Northern Iowa