David King
Corona,CA
Summary
Talented business professional with proven track record of providing financial services to clients while managing complex loan transactions. Possesses deep understanding of credit analysis, loan origination and closing. Offers great time management and task prioritization skills.
Overview
26
26
years of professional experience
Work History
Mortgage Bank Sales Consultant
Wells Fargo
11.2001 - 11.2023
- Developed and maintained relationships with customers, lenders and other third parties.
- Assisted customers with completing loan applications and other paperwork.
- Monitored pipelines to track and log status of loans.
- Explained very technical financial information to applicants in easy to understand language.
- Analyzed potential risks and evaluated loan products to identify suitable options for customers.
- Proactively identified solutions for customers experiencing credit issues.
- Created strategies to develop and expand existing customer sales, resulting in increase in annual sales.
- Negotiated loan terms and conditions with customers to secure best deal.
- Identified opportunities to cross-sell and upsell loan products to customers.
- Assessed loan portfolios for compliance with underwriting policies.
- Assisted clients with improving financial health by counseling on issues such as excessive spending and borrowing.
Marketing Manager
Experian
09.1997 - 09.2001
- Created company brand messaging, collateral materials, customer events, promotional strategies, and product commercialization.
- Developed and implemented marketing strategies to use for launches, rebranding campaigns and promotions.
- Researched developing trends to stay updated with new ideas and marketing practices.
- Boosted brand awareness and generated leads while managing internal and external marketing campaigns and programs.
- Mentored local personnel on best practices and protocols to maximize productivity.
- Continually maintained and improved company's reputation and positive image in markets served.
Education
Certificate in Data Communications
University of California, Irvine
Irvine, CAMarketing Management
University of California, Riverside
Riverside, CAB.S. Business Administration/MIS -
California State University - Fresno
Fresno, CASkills
Sales
Marketing management
Account management
Customer relationship management
Product management
Other companies worked for:
Interealty Corp, formerly PRC Realty Systems, Inc.
TRW REDI
TRW Target Marketing
TRW Consumer Credit
Bank Of America
Industry experience
Banking, Financial Technology (FinTech).
Timeline
Mortgage Bank Sales Consultant
Wells Fargo
11.2001 - 11.2023
Marketing Manager
Experian
09.1997 - 09.2001
Certificate in Data Communications
University of California, Irvine
Marketing Management
University of California, Riverside
B.S. Business Administration/MIS -
California State University - Fresno