David Lewis
Louisville,TN
Summary
Detail-oriented professional specializing in financial analysis and risk assessment. Committed to maintaining compliance and enhancing decision-making processes through meticulous documentation and accurate credit evaluations in loan review process.
Overview
18
18
years of professional experience
Work History
Vice President of Loan Review
Peoples Bank of East Tennessee
Madisonville, TN
03.2013 - Current
- Analyze financial documents to assess borrower creditworthiness and risk factors.
- Identify discrepancies in documentation and communicated findings to relevant parties.
- Maintained accurate records of loan reviews and decisions in the database system.
- Analyze financial statements and credit data to determine risk levels for loan relationships.
- Maintain comprehensive databases of customer information and credit history records.
- Report quarterly to the Audit Committee of the Board of Directors.
Compliance Officer
First National Bank
Lenoir City , TN
02.2010 - 03.2013
- Conducted audits to assess risk and ensure adherence to standards.
- Developed training programs on compliance topics for staff engagement.
- Collaborated with departments to implement compliance best practices.
- Prepared compliance reports for management review and decision-making.
- Investigated compliance violations and recommended corrective actions.
Loan Review Specialist & Audit Specialist
Community Bank Services
Oak Ridge, TN
03.2008 - 01.2010
- Analyzed borrower's creditworthiness utilizing internal and external data sources.
- Collaborated effectively with various teams across the organization when needed.
- Identified potential problem loans or areas of risk in lending portfolios.
- Prepared periodic reports summarizing loan activity within assigned portfolios.
- Reviewed customer files for adherence to established underwriting guidelines.
Education
MBA -
University Of Tennessee At Martin
Martin, TN05-2003
Master of Science - Finance
East Tennessee State University
Johnson City, TN05-2000
Skills
- Financial analysis
- Risk assessment
- Credit evaluation
- Compliance monitoring
- Effective communication
- Decision making
- Attention to detail
- Database management
Timeline
Vice President of Loan Review
Peoples Bank of East Tennessee
03.2013 - Current
Compliance Officer
First National Bank
02.2010 - 03.2013
Loan Review Specialist & Audit Specialist
Community Bank Services
03.2008 - 01.2010
MBA -
University Of Tennessee At Martin
Master of Science - Finance
East Tennessee State University